Cleaning up a mess from an onsite accident or mishap can be expensive. Given the nature of your business, you are at risk for common accidents, such as someone falling on wet floors, tripping on vacuum cleaners cords, breaking your client's property or even stealing it, and many other risks. Our professionals have decades of experience tailoring janitorial insurance coverage and cleaning services insurance packages that will cover every aspect of your business, including fidelity bonds.
From your vehicles and equipment to your employees, property, and clients, business insurance for janitorial services can protect you should the unexpected happen. Our team will work with you to develop a program that fits your needs and budget. Reach out today to learn more about janitorial insurance and cleaning services insurance.
Cleaning Services Insurance Covers:
- Air duct cleaning companies
- Building and grounds cleaning and maintenance
- Cleaning service companies
- Janitorial service companies
- Maids and maid service companies
- Window cleaning companies
Cleaning Services Insurance Protects you from:
- Opportunistic lawsuits
- Bodily injury and property damage
- Advice or service negligence or harm
- Mistakes leading to lawsuits and damages
- Wrongful business practices
- Bodily injury to visitors on your premises
- Loss of income due to equipment failure or damage
- Replacing or repairing broken equipment
- Damaged, lost, or stolen business personal property
- Injury or property damage caused by your employees
- Employment-related claims
- Burglary, vandalism, weather-related events
- Cyber breach and stolen client data
- False advertising, slander, or libel claims
- Employee claims from work-related illnesses or injuries
- Loss of income due to an inability to work or disability
What is janitorial insurance or cleaning services insurance?
Janitorial insurance, or cleaning services insurance, is insurance that helps protect your business in the event the unexpected happens. Given the nature of your business, you are at risk for many types of claims, like if someone slips on a wet floor or trips over a vacuum cleaner cord. You can even protect yourself should your employees break or steal a client’s property. In general, janitorial insurance, or cleaning services insurance, can protect almost every aspect of your business.
What type of protection does janitorial insurance coverage provide?
Janitorial insurance coverage can protect almost every aspect of your business. A well-rounded program will cover your vehicles, equipment, building or property, your employees in the event they get hurt, your reputation, your clients’ data, injury to others, property damage to others, and many other risks. Speak with an insurance agent that specializes in janitorial insurance coverage, so you can learn about your options and devise a program that makes sense for your business and budget.
How much does insurance for janitorial services cost?
The premium for the various types of janitorial insurance coverages will vary depending on many factors, such as the size of your company, number of employees, your previous claims history, the value of your equipment and property, and the policy limits and deductibles that you choose. The cost of your janitorial insurance policy, or cleaning services insurance policy, will likely be significantly less than if you have to pay for an unexpected claim out of your own pocket. Speak with an insurance agent that has expertise in janitorial insurance to learn more about your options.
Does liability insurance for janitorial services cover employee theft?
No, liability insurance for janitorial services does not cover employee theft. You need a fidelity bond to protect yourself from intentional acts by your employees—such as theft, embezzlement, or employee misconduct. Liability insurance for janitorial services will cover you for lawsuits and claims filed by third parties, such as your clients or vendors. It is one of the most important janitorial service coverages you can have.
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Workers’ CompensationLearn More: Covers your business and employees from work-related illnesses or injuries
General Liability InsuranceLearn More: Business protection from third-party lawsuits
Commercial Umbrella InsuranceLearn More: Added protection for your business and reputation
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