Risk Management Capabilities

With more than 50 years of expertise in the safety field, the World safety team develops and delivers personalized on-site programs to increase workplace safety, ensure state and federal regulatory compliance, and improve employee health and awareness. We will help lower losses and thus reduce your Total Cost of Risk (TCOR) by implementing programs, trainings, inspections, and accountability measures. Whatever your industry—whether construction, government, healthcare, state and local, manufacturing, or other industry—we can help.

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Capabilities

Risk Management Consultation

The World safety team partners with you to conduct an in-depth consultation to identify exposures and solutions to improve your risk management outcomes.

  1. Review current loss history.
  2. Determine trends within each operation.
  3. Benchmark loss history against industry (NAICS).
  4. Establish baseline and program goals.
  5. Assess current safety and loss mitigation programs.
  6. Determine if programs are compliant and maximized.
  7. Conduct planning session to discuss results.
  8. Pinpoint areas for improvements.
  9. Implement solutions while maximizing carrier services.
  10. Conduct routine facility and operation inspections.

Personalized Safety Consulting

We are ready to assist you with your safety needs—from personalized projects to a fully designed, implemented, and managed safety program. Below are some of the areas where we provide value to our clients.

On-Site Tailored Safety Inspections
Comprehensive safety surveys highlight your positive and negative safety measures. Plus, we help you improve your jobsite risks.

Safety Manager Outsourcing
Expert-level safety manager with industry expertise at a fraction of the cost of hiring a full-time employee. We are like part of the team.

Audit Score Evaluation & Improvement
Avetta or ISNetworld audit score evaluation and improvement within two weeks. Remain highly rated with monthly audit maintenance.

OSHA Compliance
Comprehensive support with the OSHA process, reviewing citations, and developing strategies to implement safety improvements.

DOT Compliance
Thorough DOT regulatory audits and a comprehensive plan that ensures compliance. We can monitor and help lower CSA scores.

Industrial Hygiene
Specific testing based on your needs, including silica levels, sound levels, dosimeter testing, and opacity testing.

Loss Control Services

Reduce loss frequency and severity by implementing training and accountability programs. We offer on-site and online training, and a comprehensive risk management center.

Online Safety & Compliance Training

Our online courses are customized to your needs to help increase safety and loss mitigation awareness across your organization. Frequent training opportunities for staff at all levels, and consistent informational monthly, weekly, or daily updates, help drive engagement and improve results.

Environment, Health & Safety
Educate employees on hazards and working within OSHA’s standards, including avoiding falls and injuries, hearing conservation, respiratory diseases, and COVID-19 safety.

Human Resources Compliance
Drive positive behaviors from employees in workplace laws, company policies, discrimination and harassment, workplace violence prevention, diversity, equity and inclusion, and even cyber security.

Financing & Insurance Sales
Critical F&I topics include communicating with customers, customer info security, workplace ethics, red flags rule, and unfair and deceptive acts and practices.

Marcom Training Shorts
Safety, regulatory compliance, and HR trainings such as industrial ergonomics, laboratory safety, construction safety, and distracted driving.

Mariposa Courses
Training and CE courses for those who work with the elderly, senior care, skilled nursing, assisted living, and independent living communities.

Custom On-Site Trainings

We will build a safety training program tailored to the specific needs of your business. Plus, we deliver monthly trainings in an hour or less in almost every aspect of safety.

  • Aerial lifts
  • ARC Flash
  • Attitudes & Awareness
  • Behavior-based safety
  • Bloodborne pathogens
  • Competent person
  • Confined space safety & rescue
  • Custom topics
  • DOT – CSA basics
  • Emergency action plan
  • Excavation & trenching
  • Fall protection
  • Fire safety
  • First aid, CPR, & AED
  • Forklift operator certification
  • Hazard communication/GHS
  • Hazmat 8-hour, 24-hour, 48-hour
  • Heat and cold stress
  • Incident command C31
  • Lockout tagout
  • MSHA annual 8-hour refresher
  • MSHA new miner training
  • OSHA construction 10-hour and 30-hour
  • Personal protective equipment
  • Respiratory protection
  • Rigging and material handling
  • Rough terrain forklift
  • Scaffold
  • Scissor lifts
  • Silica safety awareness
  • Stairways and ladders
  • Walking working surfaces

The Risk Management Center

A Comprehensive Risk Management, Employee Safety, and Compliance Platform
Our Risk Management Center is a unique web-based software suite of safety and risk management tools that help reduce risk and improve workplace safety by creating effective risk mitigation programs.

It is easy to access and use and provides a cost-effective risk reduction and safety center for your entire organization. Below are some of the applications available to help you build a safety culture.

  • Incidents
  • Safety data sheets (SDS)
  • Job descriptions
  • Safety observation
  • Training
  • Behavior-based safety (BBS)
  • Certificate of Insurance (COI)
  • Audits
  • The Risk Management Library
  • Risk management manual creation
  • HR & Benefits Library
  • News & Events

Claims Advocacy

Providing exceptional claims service is a core value for World. Our dedicated claims advocacy team has extensive experience and is focused on evaluating, facilitating, and advocating for timely and appropriate claims settlement. We develop relationships with carrier claims leaders so we can drive fast and effective evaluation leading to efficient, comprehensive claims resolution.

Full-Service Claims Management

As a standard practice, all claims advocacy efforts are closely coordinated with you, allowing for an effective claims strategy whether we are handling basic claims or resolving problem cases. We support you from beginning to end.

  • Basic claims services
  • Claims advocacy services
  • Claims reviews and strategy
  • Claims facilitation and resolution
  • First-party property claims
  • Litigation management
  • Reserves analysis and advocacy
  • Claim disputes, denials, and complex claims
  • Claim audits and analysis
  • Risk control strategies and training

FAQ About Risk Services

What is Total Cost of Risk (TCOR)?

Total cost of risk is defined as the sum of all costs and expenses associated with the risk management function of an organization. It is the cost of managing risk.

How can TCOR be minimized?

TCOR can be minimized by identifying factors from each component that can be more effectively controlled.

  • Assist with making effective risk management decisions
  • Measure progress towards risk management objectives
  • Focus and promote safety and loss control
  • Assist with accurate pricing of products and services
  • Assist with effective management of financial budgets
  • Benchmarking against peer groups
  • Allocating by division, function, or region