Our Healthcare insurance team understands your 
unique risks and will customize a quality program

Protect Your Business

  • Medical malpractice insurance
  • Commercial general liability
  • Commercial umbrella and excess
  • Commercial property insurance
  • Equipment breakdown
  • Cyber liability
  • Independent physicians insurance
  • Virtual care medical liability
  • Products liability
  • Management liability
  • Errors & Omissions
  • Environmental / pollution liability
  • Healthcare property insurance

Specialized Coverage Options

  • Mobile medical equipment 
  • Decontamination expense 
  • Radioactive contamination
  • Hospital professional liability

Protect Your Employees

  • Workers’ compensation
  • Employment practices liability
  • Directors & Officers
  • Safety consulting
  • Medical and dental insurance
  • Life, disability, and long term care
  • 401(k) plans
  • Payroll & HR solutions

Protect Your Patients

  • Patient evacuation
  • Abuse & molestation coverage
  • Assault & battery coverage
  • Crime and active assailant
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The World Difference

World’s healthcare insurance team has more than 40 years of experience serving the medical industry, customizing insurance plans for physicians in all major medical specialty classifications including anesthesiology, surgery, dental, family medicine, rehabilitation, and psychiatry.

At World, we specialize in comprehensive healthcare insurance solutions tailored to your unique needs. Leveraging our extensive network of carrier relationships, we secure a wide range of comprehensive coverages at highly competitive rates and favorable terms. With our white-glove, personalized service, you receive dedicated support from your very first consultation through claim and premium dispute facilitation. We handle the complexities of comprehensive coverage so you can continue providing exceptional care to your patients.

Exceptional service experience

  • Exposure identification and analysis
  • Coverage and cost analysis
  • Loss control services and safety training
  • In-house claims advocacy services
  • White-glove customer service experience
  • Direct access to your healthcare insurance team

Healthcare clients we help

  • Hospitals
  • Allied health
  • Independent physicians
  • Senior care facilities
  • Urgent care centers
  • Lab or imaging center
  • Surgical health centers
  • Community health centers
  • Rehabilitation treatment centers
  • Ambulance companies
  • Hospice & home healthcare agencies
  • Physical therapy centers
  • Medical labs
  • Blood banks
  • Physician practices
  • Virtual care centers
  • Dental offices
  • Assisted living facilities
  • Home healthcare agencies
  • Medical equipment distributors
  • Outpatient facilities
  • Chiropractors

FAQ About Healthcare Insurance

What is healthcare business insurance?

Healthcare business insurance is coverage that protects healthcare facilities against the many risks of the healthcare industry. Because there are so many different practices within the healthcare industry, coverage is tailored to each business to ensure your unique risks are being protected. However, some of the most common healthcare business insurance coverages included in almost all portfolios are general liability, medical malpractice insurance, cyber liability, healthcare property insurance, environmental, abuse and molestation, workers’ compensation, and many more.

Who needs healthcare business insurance?

Anyone doing business within the medical industry can benefit from healthcare business insurance, and in some circumstances it can be required! Businesses such as hospitals, assisted living facilities, physical therapy facilities, physician practices, and even medical equipment distributors benefit from healthcare business insurance.

How much does healthcare business insurance cost?

The cost of healthcare business insurance is impacted by many factors, including facility type, facility size, coverage needs, the number of employees, and risk exposure. Hospitals and large care facilities typically have significantly higher premiums due to broader coverage requirements compared to small clinics, which typically need less. Factors such as your location and claims history can also have an impact on overall insurance cost. Contact our healthcare business insurance team for a personalized quote.

Do different types of healthcare facilities need different coverage?

Different types of healthcare facilities have unique risks and require tailored healthcare insurance coverage. For example, clinics and private practices may want higher limits for medical malpractice, general liability, and cyber insurance. Hospitals may decide to add broader coverages such as hospital professional liability, environmental liability, and business interruption insurance. Laboratories and diagnostic centers may want to increase their errors & omissions and equipment breakdown coverages due to their unique outputs. It is important to work with a seasoned healthcare business insurance advisor with experience in your industry who can customize a program to your specific needs.