- Exposure identification and analysis
- Coverage and cost analysis
- Loss control services and safety training
- In-house claims advocacy services
- White-glove customer service experience
- Direct access to your healthcare insurance team
Healthcare Insurance
Is your healthcare insurance program adequately protecting your business?
Protecting your healthcare facility goes beyond safeguarding assets, it’s about maintaining uninterrupted care for your patients and helping provide peace of mind for your employees. Whether you run a private practice, a large healthcare facility, or a diagnostics center, the right coverage helps shield you from unexpected risks, including malpractice claims, property damage, and employee liability. Our healthcare insurance advisors are here to simplify the process and ensure you have the coverage you need so you can focus on what matters most, keeping your patients healthy.
Healthcare Insurance
- Ambulance
- Hospitals
- Medical Professionals
- Midwives & Birth Centers
- Nursing Homes/Assisted Living
- Orthotics & Prosthetics
Discuss your options for protecting your reputation and your business.
Our Healthcare insurance team understands your unique risks and will customize a quality program
Protect Your Business
- Medical malpractice insurance
- Commercial general liability
- Commercial umbrella and excess
- Commercial property insurance
- Equipment breakdown
- Cyber liability
- Independent physicians insurance
- Virtual care medical liability
- Products liability
- Management liability
- Errors & Omissions
- Environmental / pollution liability
- Healthcare property insurance
Specialized Coverage Options
- Mobile medical equipment
- Decontamination expense
- Radioactive contamination
- Hospital professional liability
Protect Your Employees
- Workers’ compensation
- Employment practices liability
- Directors & Officers
- Safety consulting
- Medical and dental insurance
- Life, disability, and long term care
- 401(k) plans
- Payroll & HR solutions
Protect Your Patients
- Patient evacuation
- Abuse & molestation coverage
- Assault & battery coverage
- Crime and active assailant

The World Difference
World’s healthcare insurance team has more than 40 years of experience serving the medical industry, customizing insurance plans for physicians in all major medical specialty classifications including anesthesiology, surgery, dental, family medicine, rehabilitation, and psychiatry.
At World, we specialize in comprehensive healthcare insurance solutions tailored to your unique needs. Leveraging our extensive network of carrier relationships, we secure a wide range of comprehensive coverages at highly competitive rates and favorable terms. With our white-glove, personalized service, you receive dedicated support from your very first consultation through claim and premium dispute facilitation. We handle the complexities of comprehensive coverage so you can continue providing exceptional care to your patients.
Exceptional service experience
Healthcare clients we help
- Hospitals
- Allied health
- Independent physicians
- Senior care facilities
- Urgent care centers
- Lab or imaging center
- Surgical health centers
- Community health centers
- Rehabilitation treatment centers
- Ambulance companies
- Hospice & home healthcare agencies
- Physical therapy centers
- Medical labs
- Blood banks
- Physician practices
- Virtual care centers
- Dental offices
- Assisted living facilities
- Home healthcare agencies
- Medical equipment distributors
- Outpatient facilities
- Chiropractors
FAQ About Healthcare Insurance
Healthcare business insurance is coverage that protects healthcare facilities against the many risks of the healthcare industry. Because there are so many different practices within the healthcare industry, coverage is tailored to each business to ensure your unique risks are being protected. However, some of the most common healthcare business insurance coverages included in almost all portfolios are general liability, medical malpractice insurance, cyber liability, healthcare property insurance, environmental, abuse and molestation, workers’ compensation, and many more.
Anyone doing business within the medical industry can benefit from healthcare business insurance, and in some circumstances it can be required! Businesses such as hospitals, assisted living facilities, physical therapy facilities, physician practices, and even medical equipment distributors benefit from healthcare business insurance.
The cost of healthcare business insurance is impacted by many factors, including facility type, facility size, coverage needs, the number of employees, and risk exposure. Hospitals and large care facilities typically have significantly higher premiums due to broader coverage requirements compared to small clinics, which typically need less. Factors such as your location and claims history can also have an impact on overall insurance cost. Contact our healthcare business insurance team for a personalized quote.
Different types of healthcare facilities have unique risks and require tailored healthcare insurance coverage. For example, clinics and private practices may want higher limits for medical malpractice, general liability, and cyber insurance. Hospitals may decide to add broader coverages such as hospital professional liability, environmental liability, and business interruption insurance. Laboratories and diagnostic centers may want to increase their errors & omissions and equipment breakdown coverages due to their unique outputs. It is important to work with a seasoned healthcare business insurance advisor with experience in your industry who can customize a program to your specific needs.
We’re ready to help you
protect what matters most
Discuss your options for protecting your reputation and your business.