Is your real estate insurance program ready for today’s evolving risks?

As a real estate professional, daily challenges can impact your finances, employees, and reputation. Whether you’re an owner, developer, or manager of residential or commercial real estate, providing comprehensive protection for your property is essential.

From natural disasters and environmental damage to tenant concerns and market fluctuations, the risks are real. And if clients are injured while viewing your property, your business could face costly liability claims.

A well-designed real estate insurance program can safeguard against financial losses, legal liabilities, and unforeseen setbacks that could disrupt your business. With the right coverage in place, you can focus on managing and growing your real estate investments with greater peace of mind.

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Real Estate Insurance

Our Real Estate insurance team understands your 
unique risks and will customize a quality program

Protect Your Business

  • Commercial general liability
  • Commercial umbrella and excess
  • Commercial property insurance
  • Water damage/flood insurance
  • Errors & Omissions
  • Environmental liability
  • Cyber liability
  • Equipment breakdown
  • Commercial auto/trucking
  • Inland marine

Protect Your Employees

  • Workers’ compensation
  • Employment practices liability
  • Directors & Officers
  • Management liability
  • Medical and dental insurance
  • Life, disability, and long term care
  • 401(k) plans
  • Payroll & HR solutions
  • Safety consulting / OSHA compliance
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The World Difference

World’s real estate insurance team has more than two decades of experience providing comprehensive insurance solutions to real estate professionals such as owners, developers, managers, and landlords in commercial, residential, and industrial real estate.

Our extensive carrier partnerships enable our real estate insurance advisors to obtain comprehensive coverages at competitive rates and terms. We will work with you to tailor a program for your unique risks. And you can count on an exceptional experience from your first interaction through claims resolution. Let us help you protect your business so you can focus on more important things, like growing it!

EXCEPTIONAL SERVICE EXPERIENCE

  • Current plan review and consultation
  • Exposure identification and analysis
  • Coverage and cost analysis
  • Loss control services
  • In-house claims advocacy services
  • White-glove customer service experience
  • Direct access to your real estate insurance team

Real Estate CLIENTS WE HELP

  • Property Management
  • Condominium Associations / HOA
  • Condominium Complexes
  • Commercial Properties
  • Residential Properties
  • Industrial Complexes
  • Office Buildings
  • Multifamily Units
  • Real Estate Agents & Brokers
  • Retail Centers
  • Real Estate Investment Trusts (REITs)
  • Real Estate Service Firms
  • Specialty Trade Contractors
  • Financial Institutions RE Programs
  • Mixed-Use Facilities
  • Recreational Facilities
  • Student Housing Properties

FAQ About Real Estate Insurance

What is real estate insurance?

Real estate insurance is a form of business insurance intended to protect businesses and professionals in the real estate industry. Real estate insurance provides coverage for risks associated with ownership, maintenance, and management of real estate. Real estate professionals include real estate owners, developers, managers, and investors. Common coverages typically included in real estate insurance portfolios include property insurance, general liability, environmental liability, and commercial umbrella. But there are many other considerations depending on your business type and level of risk. Working with a seasoned real estate insurance advisor can help you determine what is best for your business.

How much does real estate insurance cost?

The cost of real estate insurance is dependent on many different factors, including the market value of the property, the property’s location, whether the property is residential or commercial, and your business’s loss history. Many other factors can impact the cost of real estate coverage, that’s why plans are tailored to your specific needs to ensure you receive the coverage you need at a price that works for you. 

What are some common risks in real estate?

Some of the most common risks in real estate include property damage, tenant risk, market fluctuation, and environmental risks, which often relate to property damage.