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If your client is injured by tripping over your bag, they can bring a lawsuit against you. General liability can cover both the lawsuit and the medical expenses.
If a client realizes in a session with you that they do not like their job and later tells their boss, which results in their being fired, your client can bring a lawsuit against you. Professional liability can cover both the legal fees and potential damages of the claim.
If the property used for your business is damaged in a fire or stolen, you can be covered for its replacement.
If your computer is hacked and your client's information is stolen, most states require that you notify each client in writing. Cyber liability can cover the costs and guide you through the process.
I am pleased to take this opportunity to relate my experience with World Insurance Associates. After being referred to the company by a trusted friend; I had the pleasure of working with a very positive and responsive staff. My agent, Nilda Rodriguez, was especially helpful in getting me the best deal. As a result, I am more than satisfied with the insurance package I received. I highly recommend doing business with World Insurance.
Janet Ferrugio is the best insurance agent that I have ever dealt with. Janet is a very pleasant and intelligent employee who gave me all the information I could possibly need to choose my insurance policy and I truly enjoy dealing with her.
Excellent service and always helpful! I have used and continue to use World Insurance for all my insurance needs. They are customer oriented and always there to service you whenever you have a question or just need direction. Pricing is very competitive. Highly recommended!
I have known and worked with Mike Coughlin at Amato Agency [now a division of World Insurance Associates] for many years. Mike and Amato Agency have provided high quality insurance coverage and helped me and my business whenever I needed it. I highly recommend them to anyone at any time.