Life Coaches

We Build Our Coverage to Meet Your Needs

You guide your clients to the life they want to lead. The process can be difficult, but ultimately rewarding. We can help you get the right coverage so your work can be the top priority.

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General liability, professional liability, property, and data security.
See if you are a fit for our competitive pricing.

Best Practices Resources

Our best practices are a practical guide to help you avoid unnecessary claims.

Know your limitations - It is important to remember that life coaching is not therapy. If a client is in need of treatment from a licensed therapist but does not pursue it due to their work with a life coach, a suit could arise. The focus of coaching sessions should be on helping your clients set and achieve personal and professional goals for the future. If the need arises, refer your client to a licensed specialist.

Draw appropriate boundaries - Ultimately, your clients are responsible for themselves. Avoid pressuring your clients into making decisions or implementing practices they are not comfortable with. Claims have resulted from clients who were pressured by their coach to quit their job, only to have them realize that they made a wrong decision. As a life coach, it is in your best interest to provide support, advice and encouragement.

Manage the expectations of your clients - In your first session with a client, it is valuable to clarify your role as a life coach. A client may not fully understand the services you provide, which can lead to misunderstandings as your working relationship with the client progresses.

Maintain confidentiality - Though life coaches are not subject to the same confidentiality laws as therapists or medical professionals, it is important to treat the information from your clients as confidential. Your clients assume that you are a trusted professional and expect their privacy.