hair stylists & beauticians

We Build Our Coverage to Meet Your Needs

Styling hair and applying makeup helps your clients look and feel their best. From cut to color and bronzer to blush, we can help you find the right coverage so you can continue doing what you do best.

We Target the Businesses That We Know Best

General liability, professional liability, property, and data security.
See if you are a fit for our competitive pricing.

Best Practices Resources

Our best practices are a practical guide to help you avoid unnecessary claims.

Keep the space around your chair clean - It is extremely important to keep the floor around your workspace clear. Clients can and do trip and fall, which can result in a claim.

Do not use your client's image without their permission - Barbers, hairstylists and beauticians commonly use photos of their clients to promote their own work. You must obtain the correct permissions to use someone else's photo for commercial gain.

Avoid refusing service to a potential client - Discrimination lawsuits occur when a client feels they have been refused service due to their race, gender or religion. These suits can be costly and time consuming.

Price your haircuts by the work performed - Haircuts are occasionally priced based on whether a men's or women's cut is being provided. In order to avoid gender discrimination claims, it is advisable to price based on service provided, such as the length of the cut.

Post your prices clearly with the corresponding service - By presenting your prices next to the description of service, your customers will know what they are being charged up front. With clearly displayed pricing, you can avoid disputes regarding what you charge for your services.