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If you are styling a client's hair in their home and accidentally knock over a laptop, you can be held responsible for replacing the broken item. General liability can cover the replacement cost.
If the makeup you use stains your client's shirt, they can bring a claim against you. Professional liability can cover the potential damages of the claim.
If your equipment is lost, you can be covered for its replacement.
If your computer is hacked and your client's information is stolen, most states require that you notify each client in writing. Cyber liability can cover the costs and guide you through the process.
Keep the space around your chair clean - It is extremely important to keep the floor around your workspace clear. Clients can and do trip and fall, which can result in a claim.
Do not use your client's image without their permission - Barbers, hairstylists and beauticians commonly use photos of their clients to promote their own work. You must obtain the correct permissions to use someone else's photo for commercial gain.
Avoid refusing service to a potential client - Discrimination lawsuits occur when a client feels they have been refused service due to their race, gender or religion. These suits can be costly and time consuming.
Price your haircuts by the work performed - Haircuts are occasionally priced based on whether a men's or women's cut is being provided. In order to avoid gender discrimination claims, it is advisable to price based on service provided, such as the length of the cut.
Post your prices clearly with the corresponding service - By presenting your prices next to the description of service, your customers will know what they are being charged up front. With clearly displayed pricing, you can avoid disputes regarding what you charge for your services.
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I was very satisfied with the help I received from Walt Paytner, My insurance premiums kept climbing and I needed to search a better option since it was truly too high in my budgeting. I have a great record for driving and yet it was being penalized by Liberty Mutual. I was very satisfied with Travelers and getting the same coverage and even added road side assistance. It was a big difference in my auto and a reduction in my homeowners. P.S Walt was very helpful.
Excellent service and always helpful! I have used and continue to use World Insurance for all my insurance needs. They are customer oriented and always there to service you whenever you have a question or just need direction. Pricing is very competitive. Highly recommended!
Our experience was great. Your company was quick with a quote, and very accommodating, and priced
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(732) 380-0900
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