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Nonprofit Insurance & Education Insurance

Helping You So You Can Help Others

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Whether you are a nonprofit organization or an educational institution, you have very unique insurance needs. Our Nonprofit & Education Practice Group has more than 30 years of industry experience. They can tailor a nonprofit insurance plan or education insurance plan that will protect you from lawsuits due to injuries or negligence, losses to your property, wrongful acts by your board, employees, or volunteers, and much more. We will make sure all of your unique risks are protected so you can focus on helping the people and causes you serve.

Consider Protecting Your:

  • Nonprofit organization or event
  • Private school, college, or university
  • Community colleges and trade schools
  • Special needs school
  • Academic medical center

Protect Yourself From:

  • Wrongful acts by your board, employees, or volunteers
  • Damage to buildings and shared properties
  • Bodily injury to visitors on your premises
  • Personal injury or property damage caused by your employees
  • Environmental or pollution exposures
  • False advertising, slander, or libel claims
  • Weather-related events and power outages
  • Building collapse, fire, vandalism, and burglary
  • Replacing or repairing broken equipment
  • Board or employee dishonesty or misappropriation of funds
  • Allegations of abuse or exploitation
  • Destruction of records and valuable papers
  • Cyber threats and stolen data

FAQ

World Insurance Associates' Nonprofit & Education Practice has a passion for nonprofits and educational organizations that knows no bounds. Each practice staff member has a minimum of 30 years experience in the industry and serve as Strategic Partners to their clients. Our Nonprofit & Education Practice Group has become the first and is the only National Broker to be endorsed by ACCSES, the country's only "pure" 501(c)(3) Trade organization, based in Washington D.C., for member benefits. ACCSES represents over 1,200 members in 38 states on both the National and State level. As a result of their aggressive lobby and grassroots advocacy campaign, ACCSES has fought to advance their disability policy to ensure that ALL people with disabilities continue to enjoy options and opportunities for where they choose to live, work, and play. ACCSES is the "tip of the spear" -- fighting for the rights of the people with disabilities their members serve every day, and their families. World Insurance recently participated in the ACCSES Summer Conference, the New Jersey Star Conference in Atlantic City, and the Winter Summit to raise awareness of The Nonprofit Trust. The Nonprofit Trust allows Members to cut their SUI Tax in half on an annual basis so those dollars can be put to better use for their clients.

Hudson Community Enterprises, located in Jersey City, is one of the largest nonprofits of it's kind in New Jersey. HCE has been helping their clients with disabilities find employment for more than 50 years and helps approximately 400 clients every year. Tom Masnaghetti, COO of Hudson Community Enterprises, said of World Insurance Associates, "We have been a client of Scott's for more than a decade and would never entertain the notion of parting ways with World Insurance. Linda Johnson, our Account Executive, and Scott have become not just our Insurance Advisors, but our Strategic Partners on non-insurance related issues as well. Their proactive approach and uncanny due diligence on any issue, large or small, has become an invaluable resource to us."

The Nonprofit Trust is a member-owned alternative to paying state unemployment taxes. Organizations who join the Nonprofit Trust save 75% of what they have been paying in the State Unemployment Insurance Tax Program in the first year, and 30%-50% in each subsequent year. Some examples of recent accounts that joined the Nonprofit Trust and their estimated first year savings: Hudson Community Enterprises (400 employees) - $175,392; Mental Health Center (174 employees) - $62,844; and Community Health Center (53 employees) - $15,283 and average 1st Year Savings - $84,506. World Insurance Associates LLC has partnered with the Nonprofit Trust to bring this alternative to their clients. Give us a call today for more information.

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