Is your water district insurance program ready to meet today’s evolving needs?

Providing water and wastewater services to your community is an essential service that comes with a unique set of risks, ranging from water main breaks and environmental contamination to property damage and employee injuries. At World, we understand the complicated challenges you face every day and can help provide a comprehensive coverage plan tailored to your unique needs. Let our water district insurance advisors make recommendations based on your business and answer your questions so you can focus on providing an essential service for your community. 

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Public/Nonprofit Insurance

Our Water District Insurance Team Understands Your Risks and Will Tailor a Plan For Your Business

Protect Your Business

  • General liability
  • Umbrella & excess liability
  • Environmental liability
  • Commercial property insurance
  • Boiler & machinery insurance
  • Cyber liability
  • Equipment breakdown
  • Employment practices liability
  • Crime insurance
  • Business interruption insurance
  • Commercial auto
  • Inland marine

Protect Your Employees

  • Workers’ compensation
  • Management liability
  • Errors & omissions (E&O)
  • Medical & dental insurance
  • Life, disability, and long-term care
  • Accident insurance
  • 401(k) plans
  • Payroll & HR Solutions
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The World Difference

World’s water district insurance team has decades of experience customizing risk management programs that provide the protection you need.

The depth and breadth of our industry carrier partnerships allows us to secure the most comprehensive coverage available in the market at the most competitive rates and terms. Plus, our personal customer service model ensures you have an exceptional customer service experience from the first conversation about your program to the support you need should you have a claim in the future.

 

FAQ About Water District Insurance

What is water district insurance?

Water district insurance is a type of coverage designed to protect public or private water districts from a variety of risks associated with the operation, management, and delivery of water services. This insurance helps water districts safeguard their physical assets, employees, legal liabilities, and environmental responsibilities. With World, coverage plans are tailored to the specific needs of water districts, ensuring they have protection against accidents, damages, environmental hazards, and legal claims. 

Why do I need water district insurance?

Water districts play a critical role in providing safe and clean water to communities, but they also face complex risks. Whether it's equipment failure, environmental contamination, workplace injuries, or liability claims from third parties, water districts are exposed to numerous potential liabilities and operational disruptions. Without adequate insurance, a water district may face financial losses and legal expenses. Proper water district insurance coverage ensures that the district can maintain operations and protect itself from these risks while minimizing financial exposure.

What coverage options are available for water district insurance?

Water districts typically require a combination of coverages, including general liability, workers’ compensation, property insurance, pollution liability, cyber liability, flood insurance, and boiler and machinery insurance, which provides coverage for equipment essential for water treatment.

How much does water district insurance cost?

When providing a quote for water district insurance, the price is impacted by several factors unique to each water district, including the size and scope of the water district, the type and level of coverage needed, proximity to flood zones and wildfires, and your claims history. For an accurate quote, it’s best to work directly with a water district insurance advisor who can assess your business risks and your coverage needs and provide a customized quote.