What is Nightclub Insurance?
A nightclub insurance policy is designed to meet the particular needs of nightclubs. Nightclubs are exposed to many different risks. Good nightclub policies will guard against many of the potential risks that nightclubs face.
What Coverages Do Nightclub Policies Provide?
Nightclub policies are frequently customized to meet a particular nightclub’s insurance needs, so coverages can vary from one policy to the next. Nonetheless, most nightclub policies offer at least liability and property coverage.
Liability coverage generally protects businesses from covered incidents in which they’re either accused of or found responsible for injury or property damage. This coverage typically covers both the costs associated with defending a business and any settlement payment associated with a covered suit (up to the policy’s limits).