Your Med Spa’s Protection Starts Here

Your medical spa blends beauty, wellness, and science, and your patients trust you to deliver results safely. With advanced treatments come risks that can disrupt your services and affect your reputation. Liability claims, treatment-related claims, and potential data breaches are just a few of the challenges your spa can face.
Our advisors understand the med spa industry and provide affordable, customized coverage designed for your operations. We will ensure your spa is fully covered from every angle, allowing you to focus on your patients and their care.

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Healthcare Insurance

Your Medical Spa is unique, and so are its risks. Our team will create a custom program to match your needs.

Tailored Coverage Options Include:

  • General Liability
  • Malpractice Insurance
  • Errors & Omissions
  • Management Liability
  • Business Personal Property (contents coverage)
  • Employee Benefits Liability
  • Sexual Misconduct & Physical Abuse
  • Cyber & Privacy Liability
  • Subpoena Compliance Coverage
  • Administrative Proceeding Coverage
  • Coverage for Prior Acts
  • Automatic Coverage for Medical Directors
  • Optional Coverage for Scheduled
  • Physicians & Independent Contractors
  • First Dollar Defense
  • Defense Outside the Limits
  • Environmental Insurance
  • Workers’ Compensation

Treatment Endorsement Options Include:

  • Weight Loss Programs
  • Exosome Therapy
  • Laser Treatments
  • Teeth Whitening
  • Hormone Replacement Therapy
  • IV Therapy
  • Nutraceuticals & Supplements
  • Hair Loss Treatment / PRP
  • Injectables
  • Sexual Health Services
  • Body Contouring

Protect Your Patients

  • Patient evacuation
  • Abuse & molestation coverage
  • Assault & battery coverage
  • Crime and active assailant
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The World Difference

World’s healthcare insurance team has more than 40 years of experience serving the medical industry, customizing insurance plans for physicians in all major medical specialty classifications including anesthesiology, surgery, dental, family medicine, rehabilitation, and medspa.

At World, we design personalized insurance programs for med spas of all sizes, covering treatment-related liability, equipment protection, cyber risks, and more. You’ll have a dedicated team supporting you from your initial consultation through claim assistance. We manage the complexities of your coverage so you can focus on your patients.

FAQ About Medical Spa Insurance

What does Med Spa Insurance Cover?

 Medical Spa Insurance covers several types of liability and risk-related services offered. Key coverage includes malpractice coverage, general liability, professional liability, and endorsements to cover specific treatments and their associated risks. Your coverage can be tailored to your spa’s unique needs. The average annual premium is around $2,800. 

What does Malpractice Insurance cover?

Malpractice insurance protects your med spa from misconduct that may arise from the actions of one of your employees. You may include employees through a group policy to offer more comprehensive coverage and protection. Malpractice Insurance is a foundational coverage needed for any medical spa and its operations.

What is General Liability Insurance?

General Liability Insurance is an essential coverage for any business, including medical spas. It protects against bodily injury, such as slip and fall claims, personal injury, like slander claims, and damage done to your property by a third party.

What does Cyber & Privacy Insurance Cover?

Cyber and Privacy Insurance is an additional coverage that protects against data breaches of personal identification, including HIPAA violations, hacking, or ransomware attacks. Including this coverage creates a comprehensive package that protects your patients, their personal information, and your business.

What do Treatment Endorsements cover?

A treatment endorsement (or rider) modifies your insurance policy to customize exclusions, limits, or conditions for specific procedures. Since each service carries its own risks, especially high-risk treatments like hormone or exosome therapy, additional coverage may be required. An experienced advisor can help review your offerings and ensure your spa is protected against the risks of each treatment.