Pickup and Delivery Insurance for Your Business

 

When it comes to package delivery, there are countless things that could go wrong by the time a parcel makes it to a customer’s door.

World Insurance is here to give you protection and peace of mind through our Pickup and Delivery insurance plans. We offer a variety of coverage options at different price points so you can find the perfect fit for your business.

As a Top 100 Insurance Brokerage, we’re able to add to and customize coverages based on your company’s individual needs.

 

What is Pickup and Delivery Insurance?

Pickup and delivery insurance is designed to give peace of mind to delivery contractors, as well as vendors who use delivery truck services that involve many shipments going to various destinations.

Also known as “Last Mile Delivery” insurance, it covers the journey of goods from a transportation hub to a final delivery point, usually a personal residence.

Two of the most common categories are FedEx and Amazon deliveries. Box trucks with weight class below the commercial drivers license requirement are the most common vehicles used in these types of operations.

Pickup and delivery insurance can also apply to parcel delivery such as:

  • Restaurant, catering, and bakery deliveries
  • Product supply orders to customers
  • Flowers to a local establishment or residence

Why is Pickup and Delivery Insurance Important?

There’s plenty of potential for missteps when dealing with the intricate logistics of parcel delivery -- for example, Amazon shipment deliveries can involve 30-40 separate deliveries for a single vehicle in a single day. Delivery trucks and their drivers are under various time constraints, and must start and stop often. 

Plus, many pickup and delivery drivers are not required to carry a commercial license, so their liability must be accounted for via pickup and delivery insurance.

World Insurance Associates’ Pickup and Delivery Insurance Options

Thanks to our exclusive insurance carriers, we offer options for both Line Haul (tractor trailer) and Pickup & Delivery (P&D).

World Insurance is a leader in Last Mile Insurance, and we understand your business. We offer a wide range of services and coverages at competitive prices to fit your needs and budget. We can make sure you’re not paying for services and coverages that you do not need.

Examples of Coverages Available

When it comes to pickup and delivery insurance, World Insurance has a variety of  coverages available to meet your unique needs. We serve a variety of contractors, but you can find specific examples below for the coverages utilized by FedEx and Amazon. 

Coverages for FedEx

  • Non-trucking liability
  • Physical damage
  • Workers’ compensation
  • EPLI
  • Premise liability

Coverages for Amazon

  • General liability 
  • Auto liability 
  • Cargo 
  • Workers’ compensation

Contractors We Serve

We have created policies for many types of contractors, including:

  • FedEx Ground Contractor
  • Amazon Delivery Contractor
  • Delivery Service Provider (DSP)
  • Independent Service Provider (ISP)
  • Last Mile Insurance
  • Last Mile Delivery
  • Pickup & Delivery
  • Line Haul Delivery

How to Get Pickup and Delivery Insurance

World Insurance can provide you with a quote for pickup and dropoff insurance. Once you contact us, we’ll have you fill out a questionnaire. You can expect it to include information about the following: 

  • Information about your business
  • Vehicle list
  • Payroll information
  • Loss history 

The more information you can provide us with, the faster we’ll be able to get you an accurate quote. After you receive your quote, an account manager will get in touch with you to begin discussing your options.

GET A QUOTE

Relationship Between E-Commerce and Pickup and Delivery Insurance

We launched our pickup and delivery insurance division in 2008 after noting the growing demand for coverage in the transportation industry. Thanks to the advent of the e-commerce industry, whose boom has no end in sight, online sales are again expected to continue climbing in 2021 and beyond. 

Each year, more and more retailers turn to pickup and delivery transportation contractors, such as FedEx and Amazon, to fulfill orders. 

Additional Insurance Options

World Insurance Associates doesn’t just provide pickup and delivery insurance. We can handle all of your insurance needs, including:

 

 

Frequently Asked Questions About Pickup and Delivery Insurance

What does pickup and delivery insurance cover?

In general terms, we design our pickup and delivery insurance policies to cover the journey of goods from a transportation hub to a final delivery point, usually a personal residence. 

A typical scenario is a product ordered from a small business, which then hires a FedEx Ground contractor to pick up the product from its facility and deliver it to the purchaser.

What pickup and delivery coverages are available?

The common types of coverage our clients request in their policies include:

  • Workers' Compensation
  • Non-Trucking Liability Coverage
  • Physical Damage Coverage
  • Employment Practices Liability Insurance
  • Group Health Insurance

As a Top 100 Insurance Brokerage, we’re able to add to and customize coverages based on your company’s individual needs.

Is pickup and delivery insurance customizable?

Yes. Our policies are fully customizable, allowing you to get the precise level of coverage that you need at a price that works with your budget.

How does pickup and delivery insurance work?

If you’re looking for first-class customer service, competitive pricing for any pickup and delivery, and/or Line Haul service, our team is here to help. We partner exclusively with carriers that know and specialize in the transportation industry—so you can be assured that we’ll craft the exact policy you need. 

Once you provide the necessary information and receive a quote, an account manager will reach out to help create the perfect plan. 

Do pickup and delivery policies include workers’ compensation and health insurance?

Yes, they can. These are popular options our clients select for their policies, which are fully customizable.

How can I get a quote for pickup and delivery insurance?

World Insurance can provide you with a quote for pickup and delivery insurance. Once you contact us, we’ll have you fill out a questionnaire, including the following: 

  • Information about your business
  • Vehicle list
  • Payroll information
  • Loss history 

This information will ensure that we can give you the most accurate quote possible.

What Our Customers Have to Say

It is a pleasure to work with a firm that makes our business success a priority.

I am more than satisfied with the insurance package I received. Highly recommended!

Your company was quick with a quote, and very accommodating, and priced to other companies.