Cost Effective Insurance Solutions by Pavement Industry Specialists

We specialize in providing cost effective multiline insurance solutions for the pavement maintenance industry.

Our expertise in this industry allows us to better understand your coverage needs, and we apply loss prevention and loss mitigation strategies that reduce your cost of risk.


What Industries Can Benefit from the Pavement Maintenance Program?

We create customized insurance programs for the pavement maintenance industry, including:

  • Power Sweeping
  • Pavement Resurfacing
  • Line Striping
  • Seal Coating / Crack Repair
  • Porter Service
  • Catch Basin Service


Available to Your Current Agent

We will work directly with your current agent, or you can connect with us directly.

  • Agents enjoy more competitive commissions vs. non-niche programs
  • All lines of coverage are offered and underwritten in the context of your specific scope and needs


Get a Free Quote!

Line Striper machine

What Coverage is Available with a Pavement Maintenance Program?

Our programs are customized and tailored for the pavement maintenance industry, providing significant cost savings and multiline solutions. 

General Liability

  • Construction General Liability Enhancement Endorsement (GLEE)
  • Blanket Additional Insured Endorsements
  • Per Project Aggregate
  • Blanket Waiver
  • Primary Coverage Where Required by Written Contract


  • Limits Available up to $10 Million

Commercial Auto

  • Broadened Pollution (CA9948)
  • Sweepers Valued Based on Stated Amount Basis

Workers Compensation

  • Statutory Benefits & Employers Liability


  • Building & Personal Property
  • Business Interruption with Extra Expense
  • Property Enhancements Available, Including:
    • Debris Removal
    • Employee Dishonesty
    • Property In Transit


Safety and Loss Control

We provide the industry's most comprehensive safety programs, developed with a deep understanding of the risk characteristics of your scopes and specs. We also provide: 

  • Customized service plans
  • Analysis of previous losses to detect hidden cause and effect relationships
  • Recommendations to reduce future accidents and increase operating efficiency
  • Specialized services, including:
    • Ergonomic exposures
    • Occupational health services
    • Fleet evaluations
  • Contractors/construction safety
  • Loss sources identified (both actual and potential) to minimize loss costs and expense

These safety and loss control programs and services allow for significant cost savings.

Power Sweeper


How Are Claims Handled?

We provide specialized claims handling services and emergency response teams, in addition to:

  • State of the art medical provider networks
  • Nationwide fraud management
  • Easy to use online claim system
  • In-house litigation and legal review
  • Aggressive case closure strategies


How Can Businesses Get a Pavement Maintenance Program Quote?

To get started, you can complete the form on this page to reach out to us directly, or provide your agents contact information and we will reach out on your behalf. You can also direct your agent to reach out to us at 845-279-5155 or


Meet Your Industry Specialist

Scott Cerosky, Principal

 Scott Cerosky has been serving the Pavement Maintenance Industry for over 30 years with risk management, loss control, and insurance services.

Scott is a founding member of NAPSA. In 2016, Scott received the Alan Curtis Industry Service Award and was inducted into the Pavement Hall of Fame.

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If you want value with professional expertise, you've come to right place.

Let's Get Started!