Cost Effective Insurance Solutions by Pavement Industry Specialists

We specialize in providing cost effective multiline insurance solutions for the pavement maintenance industry.

Our expertise in this industry allows us to better understand your coverage needs, and we apply loss prevention and loss mitigation strategies that reduce your cost of risk.

 

What Industries Can Benefit from the Pavement Maintenance Program?

We create customized insurance programs for the pavement maintenance industry, including:

  • Power Sweeping
  • Pavement Resurfacing
  • Line Striping
  • Seal Coating / Crack Repair
  • Porter Service
  • Catch Basin Service

 

Available to Your Current Agent

We will work directly with your current agent, or you can connect with us directly.

  • Agents enjoy more competitive commissions vs. non-niche programs
  • All lines of coverage are offered and underwritten in the context of your specific scope and needs

 

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Line Striper machine

What Coverage is Available with a Pavement Maintenance Program?

Our programs are customized and tailored for the pavement maintenance industry, providing significant cost savings and multiline solutions. 

General Liability

  • Construction General Liability Enhancement Endorsement (GLEE)
  • Blanket Additional Insured Endorsements
  • Per Project Aggregate
  • Blanket Waiver
  • Primary Coverage Where Required by Written Contract

Umbrella

  • Limits Available up to $10 Million

Commercial Auto

  • Broadened Pollution (CA9948)
  • Sweepers Valued Based on Stated Amount Basis

Workers Compensation

  • Statutory Benefits & Employers Liability

Property

  • Building & Personal Property
  • Business Interruption with Extra Expense
  • Property Enhancements Available, Including:
    • Debris Removal
    • Employee Dishonesty
    • Property In Transit

 

Safety and Loss Control

We provide the industry's most comprehensive safety programs, developed with a deep understanding of the risk characteristics of your scopes and specs. We also provide: 

  • Customized service plans
  • Analysis of previous losses to detect hidden cause and effect relationships
  • Recommendations to reduce future accidents and increase operating efficiency
  • Specialized services, including:
    • Ergonomic exposures
    • Occupational health services
    • Fleet evaluations
  • Contractors/construction safety
  • Loss sources identified (both actual and potential) to minimize loss costs and expense

These safety and loss control programs and services allow for significant cost savings.

Power Sweeper

 

How Are Claims Handled?

We provide specialized claims handling services and emergency response teams, in addition to:

  • State of the art medical provider networks
  • Nationwide fraud management
  • Easy to use online claim system
  • In-house litigation and legal review
  • Aggressive case closure strategies

 

How Can Businesses Get a Pavement Maintenance Program Quote?

To get started, you can complete the form on this page to reach out to us directly, or provide your agents contact information and we will reach out on your behalf. You can also direct your agent to reach out to us at 845-279-5155 or pavement@worldins.net. 

 

Meet Your Industry Specialist

Scott Cerosky, Principal

 Scott Cerosky has been serving the Pavement Maintenance Industry for over 30 years with risk management, loss control, and insurance services.

Scott is a founding member of NAPSA. In 2016, Scott received the Alan Curtis Industry Service Award and was inducted into the Pavement Hall of Fame.

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Working hand-in-hand with Scott, our safety and insurance program has been a game changer. We have saved tens of thousands of dollars each year and the peace of mind knowing our people are protected is invaluable to me.
Michael Musto, Founder and CEO - U.S. Pavement Services

As a member of the 800 PAVEMENT Network, we recently had Scott Cerosky and the World Insurance team provide us with an extensive review and analysis of our current insurance program. They were able to provide us with a more comprehensive package for all coverages, with one nationally recognized insurance carrier at an annual SAVINGS of 45%.

Being located and operating in the tri-state NY area has always presented many challenges for us over the years, especially regarding insurance. However, Scott's numerous years and extensive knowledge in working with the Pavement Maintenance Industry has paid dividends for us in many ways. We highly recommend anyone in the pavement industry, especially 800 PAVEMENT Network members, to contact World Insurance.

Timothy Lubniewski, Managing Member - Paving Associates
Working hand-in-hand with Scott, our safety and insurance program has been a game changer. We have saved tens of thousands of dollars each year and the peace of mind knowing our people are protected is invaluable to me.
Michael Musto, Founder and CEO - U.S. Pavement Services

As a member of the 800 PAVEMENT Network, we recently had Scott Cerosky and the World Insurance team provide us with an extensive review and analysis of our current insurance program. They were able to provide us with a more comprehensive package for all coverages, with one nationally recognized insurance carrier at an annual SAVINGS of 45%.

Being located and operating in the tri-state NY area has always presented many challenges for us over the years, especially regarding insurance. However, Scott's numerous years and extensive knowledge in working with the Pavement Maintenance Industry has paid dividends for us in many ways. We highly recommend anyone in the pavement industry, especially 800 PAVEMENT Network members, to contact World Insurance.

Timothy Lubniewski, Managing Member - Paving Associates

If you want value with professional expertise, you've come to right place.
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World Insurance Associates LLC

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World Insurance Associates LLC

656 Shrewsbury Ave
Suite 200
Tinton Falls, NJ 07701
(732) 380-0900

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