What is Microbrewery Insurance?
Microbreweries are exposed to an array of potential risks. In addition to risks that are common to many businesses, breweries also face perils that are unique to the industry. Microbrewery insurance policies help protect breweries from lots of the risks they face, including both general ones and ones that are more specific to brewing beverages.
Microbrewery insurance policies are specially designed for the unique insurance needs that breweries have. Policies are typically package policies, which means they combine several individual coverages together.
What Are the Benefits Does Getting Multiple Coverages Through a Microbrewery Policy?
Many of the coverages that are available through microbrewery policies could be purchased independently. Getting each coverage as a separate policy, however, would likely be more difficult and expensive. Each individual policy’s terms and conditions would have to be compared with those of other policies to ensure there weren’t any gaps in coverage, and a brewery wouldn’t be able to take advantage of the discounts insurers offer for getting multiple coverages through a package microbrewery policy.