The Right Insurance for Your Business

The restaurant and hospitality industry is important to the livelihood of many people. When you choose to operate an establishment in this industry, you will need to find the right insurance to protect you, your business, your patrons and your employees. We are one of the only brokers that can place establishments with high liquor sales, late closings, entertainment, and security with a carrier that is not the state fund.

World Insurance Associates has been providing exceptional insurance for restaurants, bars, nightclubs, and more for over 20 years. Our knowledgeable and experienced agents will help you assess your insurance needs and will explain the insurance you must have, the coverage you should have, and the options you could have. 

Choose your business below to learn more:

Hotels

Hotels have unique exposures. Contact our agents to help you with the various coverages we offer.

Bars

Protect your bar or tavern from the potential financial costs of covered incidents.

Caterers

Insurance specifically designed for caterers that serve food at off-site locations.

Nightclubs

Nightclubs are exposed to many different risks. Good nightclub policies will guard against many of the potential risks that nightclubs face.

Food Trucks

Any business that sells or serves food or beverages at places other than its main location may need a food truck policy.

Restaurants

Liability and property protection for one of your most important assets.

Microbreweries

Get coverage tailored specifically to the beer-brewing industry.

Specialized Coverage

Get tailored insurance coverage to meet the specific needs of your unique business.

Assault & Battery Insurance

Protect your business from lawsuits in the event of a physical confrontation between two or more people. This coverage can help pay for a restaurant's legal defense and more.

Liquor Liability Insurance

Coverage specifically designed to insure business that sell alcohol from liability suits arising from intoxicated patrons' actions.

Liquor Bond Insurance

Retail businesses that want a liquor license so they can sell alcohol to customers usually need a liquor bond. We'll help make sure the bond you select meets your state's requirements and your business' needs.

Related Articles

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As a restaurant owner, knowing these four things will help you better protect your business with the right restaurant insurance coverage.

Take Steps to Avoid a Food Allergy Tragedy

The fact is that more children in the past two decades have developed severe food allergies to some of the most common ingredients used in restaurants. Now, many adults and families run the risk of experiencing a tragedy due to a life-threatening food allergy.

Why Purchasing Hospitality Insurance is Important

Owning a business today means that you can be held liable for virtually anything and everything. This is even truer in the hospitality industry, where a business can be named in a lawsuit for an incident that occurred off the premises or if they were only vaguely connected to the actual establishment.

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I am pleased to take this opportunity to relate my experience with World Insurance Associates. After being referred to the company by a trusted friend; I had the pleasure of working with a very positive and responsive staff. My agent, Nilda Rodriguez, was especially helpful in getting me the best deal. As a result, I am more than satisfied with the insurance package I received. I highly recommend doing business with World Insurance.

Donna Pattani, Philadelphia PA

I was very satisfied with the help I received from Walt Paytner, My insurance premiums kept climbing and I needed to search a better option since it was truly too high in my budgeting. I have a great record for driving and yet it was being penalized by Liberty Mutual. I was very satisfied with Travelers and getting the same coverage and even added road side assistance. It was a big difference in my auto and a reduction in my homeowners. P.S Walt was very helpful.

Maureen Campbell, North Wales PA

Excellent service and always helpful! I have used and continue to use World Insurance for all my insurance needs. They are customer oriented and always there to service you whenever you have a question or just need direction. Pricing is very competitive. Highly recommended!

Ronnie Marino, New York

Our experience was great. Your company was quick with a quote, and very accommodating, and priced competitive to other companies. Very helpful and quick which we needed for closing on our new home. Thank you.

Jonathan Murray, Forked River NJ

If you want value with professional expertise, you've come to the right place.
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World Insurance Associates LLC

656 Shrewsbury Ave
Suite 200
Tinton Falls, NJ 07701
(732) 380-0900

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This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.

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