Is your self storage insurance program keeping pace with today’s risks?

Your self-storage business has unique risks that require specialized protection. Our self storage insurance advisors develop custom insurance portfolios that provide the right coverages at competitive premiums to fit your unique needs, and you get exceptional service from an advisor committed to the self-storage industry.

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Our self storage insurance team understands your unique risks and will customize a quality program.

Industry-Specific Coverages

Property Coverages

  • Blanket building
  • Business income
  • Ordinance or law
  • Outdoor signs
  • Employee theft
  • Wind, hail, hurricane, tornado
  • Flood and earthquake

Liability Coverages

  • General liability
  • Sale and disposal
  • Customer goods legal
  • Cyber liability
  • Employment practices
  • Hired and non-owned auto

Specialty Coverages

  • Workers’ compensation
  • Commercial auto/rental trucks
  • Builder’s risk
  • Development projects
  • Directors & Officers
  • Pollution liability

Service & Claims Expertise

Acquisition Expertise

  • Portfolio development
  • Fast quotes for new acquisitions
  • Premium allocations per location

Lender Compliance Support

  • Loan requirement review
  • Carrier coverage negotiation
  • Same-day insurance certificates
Claims Excellence
  • Dedicated claims department
  • Advocate claims on client’s behalf
  • Facilitate quick carrier response

Risk Management Expertise

  • Free risk assessment
  • Recommendations to mitigate losses
  • Discounts for implementing solutions

Money-Making & Saving Products

Tenant Storage Protection Plan

  • Increase revenue and asset value
  • High profit margins
  • Fast and simple implementation
  • Excellent claims service

Late2Lien Compliance Solution

  • Automated lien notice production
  • Adheres to state statutes and timelines
  • 50-state compliance document library
  • Centralized process saves time and money
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The World Difference

Proud Member Of The Self Storage Association

World has been offering self-storage risk protection solutions across all 50 states since 2008. We leverage our long-term carrier relationships to drive value for our clients across standard and industry-specific coverages. In addition to fulfilling your insurance needs, we can increase your revenue with our tenant protection plan and offer risk management solutions to protect your facility.

In addition to comprehensive coverage at an affordable cost, our customer service model ensures you have an extraordinary customer service experience from your first interaction through to the closing of a complex claim and everything in between.

EXCEPTIONAL SERVICE EXPERIENCE

  • Current plan review and consultation
  • Exposure identification and analysis
  • Coverage and cost analysis
  • Loss control services and safety training
  • In-house claims advocacy services
  • White-glove customer service experience
  • Direct access to your World service team

Self Storage Clients We Help

Development

  • Ground-up and renovation projects
  • Top-rated builder’s risk markets
  • Exclusive builder’s risk/liability combo policy
  • Liability insurance for developers
  • Surety and bonding specialists

High-Risk

  • Boat and RV storage
  • Unmanned facilities
  • Mixed-use properties
  • Mobile/portable storage containers
  • High-risk zones (wind, hail, tornado, wildfire)

Traditional

  • Single-location facility
  • Multi-location facilities
  • Large real estate investment firms
  • Self-storage management firms

FAQ About Self Storage Insurance

What kind of insurance do you need for a self-storage facility?

There are numerous coverages that a self-storage facility needs to fully protect their asset, including property, liability, wrongful sale, customer goods legal, cyber, and pollution. If you have employees, then workers compensation and employment practices liability are also essential.

What does self-storage facility insurance cover?

In general, self-storage facility insurance covers your buildings, your own business personal property, equipment, loss of income, and liability. It is necessary for a self-storage facility to also purchase coverage for wrongful sale liability and customer goods legal liability. We also recommend pollution and cyber insurance.

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