DOES YOUR POWER & UTILITIES INSURANCE COVER YOUR UNIQUE RISKS?

Operations in the power and utilities sector come with a unique set of risks that can impact your business. From power generation to roadway risks and equipment failure, the potential for danger runs high. Whether your organization generates electricity, manages an electric co-op, or maintains vital water supply lines, your organization needs a comprehensive insurance solution designed to protect your workers, customers, and business.

Our power and utilities insurance program is designed to be tailored to the specific needs of your business, and we have coverages that address the unique risks that occur in facilities, on the road, or at customers’ properties. Our power and utilities insurance advisors specialize in developing custom programs that will protect your business so you can keep your customers’ businesses and homes running smoothly.

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OUR POWER & UTILITIES INSURANCE TEAM UNDERSTANDS YOUR UNIQUE RISKS AND WILL CUSTOMIZE A QUALITY PROGRAM FOR YOUR BUSINESS

Protect your business

  • General liability
  • Owners & Contractors Protective (OCP) liability
  • Commercial umbrella & excess
  • Errors & Omissions
  • Employment practices liability
  • Pollution liability
  • Equipment breakdown
  • Cyber liability
  • Business interruption
  • Commercial auto & trucking
  • Commercial property & contents
  • Inland marine

Protect Your Employees

  • Workers’ compensation
  • Directors & Officers
  • Medical & dental insurance
  • Life, disability, and long-term care
  • 401(k) plans
  • Payroll & HR solutions

Protect Your customers

  • Bid bonds
  • Performance bonds
  • Payment bonds
  • Supply bonds
  • Maintenance bonds
  • License & permit bonds
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The World Difference

World’s power and utilities insurance team has decades of experience customizing insurance solutions for all types of businesses in the energy and utilities sector, including electric companies, water and sewer providers, hydroelectric facilities, electrical cooperatives, propane distributors, and more.

Our extensive network of industry carrier relationships allows our team to combine coverages to create tailored utility insurance risk plans with comprehensive coverages at the most competitive rates and terms. We focus on the unique risks each business faces to provide coverage that addresses everything from service disruptions to equipment failure and employee risk.

World’s dedication to customer satisfaction begins by connecting you with experienced utility insurance advisors who understand the unique challenges facing different businesses in the utility sector. The team works closely with you to assess risks and develop a plan tailored to your needs. From the first consultation throughout claims filings and company growth, we’re there to protect your business so you can focus on providing your customers with the essential utilities they need.

EXCEPTIONAL SERVICE EXPERIENCE

  • Comprehensive plan review & consultation
  • Exposure identification & analysis
  • Coverage & cost comparisons
  • Program marketing & carrier negotiations
  • Multiple A+ rated carriers in all 50 states
  • Risk management & loss control services
  • Claims advocacy services
  • Online certificate printing & policy summaries
  • White-glove customer service experience
  • Direct access to your service team

POWER & UTILITIES AREAS OF SPECIALIZATION

  • Electric utilities & producers
  • Water & sewer utilities
  • Independently owned utilities
  • Gas & coal-fired power facilities
  • Wind, solar, and turbine power generation
  • Hydroelectric facilities
  • Independent power producers
  • Electrical cooperatives
  • Propane distribution companies
  • Biomass & Biofuels
  • Geothermal
  • Fuel cell technologies

FAQ ABOUT POWER & UTILITIES INSURANCE

What is power and utilities insurance?

Power and utilities insurance is a specialized form of commercial insurance designed to protect professionals in the utilities sector from the unique risks in their specific field. Programs are typically customized for an organization and combine a range of coverages, such as general liability, commercial auto, site pollution liability, property, D&O, workers’ compensation, and more.

What types of businesses need power and utilities insurance?

Businesses involved in producing, distributing, and managing power or other utilities need power and utilities insurance tailored to their business needs. Businesses that need coverage may include electric companies, municipal or private water and sewer companies, power plants, natural gas providers, renewable energy companies, and refineries. As the face of the energy industry continues to change, companies will increasingly need to develop relationships with insurance professionals experienced at assessing industry risks to ensure they have the coverage for their evolving needs.

How much does power and utilities insurance cost?

The cost of power and utilities insurance depends on many factors, including the size of your organization, the services you provide, the number of workers you employ, and specific operational risks. Getting a policy tailored to your needs is the best way to avoid coverage gaps and cut costs on a comprehensive commercial utility policy. Our power and utilities insurance advisors can evaluate your risks and help you get the best coverage at competitive rates.