Is your association insurance program adequate?

Associations face unique risks that require specialized insurance coverage to protect their organization, leadership, and members. Comprehensive programs may include essential coverage such as general liability, directors and officers (D&O) liability, and cyber liability—protecting unexpected challenges.

Obtaining insurance at the association level offers valuable benefits to members, including access to discounted rates, exclusive coverage options, and expert risk management resources. Free coverage assessments and compliance guidance can also help simplify the process, ensuring organizations remain protected and compliant.

Taking proactive steps to secure custom coverage enhances the value you provide to your members while promoting long-term stability and peace of mind. Contact us today to safeguard your association and strengthen the value and benefits you offer your members.

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Our Associations insurance team understands your unique risks and will customize a quality plan for you and your members

Solutions For Your Business

  • General liability
  • Commercial insurance
  • Commercial property insurance
  • Umbrella/excess liability
  • Cyber liability
  • Errors & Omissions
  • Equipment breakdown
  • Contractual liability insurance
  • Commercial auto
  • Loss of business income
  • Business interruption
  • Event liability
  • Chapter liability
  • Hired auto coverage

Solutions For Your Employees

  • Workers’ compensation
  • Employment practices liability
  • Directors & Officers
  • Medical and dental insurance
  • Life, disability, and long-term care
  • 401(k) plans
  • Payroll & HR solutions

Solutions For Your Members

  • Medical and dental insurance
  • Individual life, disability, and long-term care
  • Group medical benefits
  • Chapter liability
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The World Difference

World’s associations insurance team brings more than 20 years of experience in crafting comprehensive coverage plans to protect associations and their members. We have developed group medical benefits that individual association members would not be able to obtain on their own.

Our insurance advisors help associations safeguard their organization, leadership, and members with tailored insurance solutions. Our strong relationships with top industry carriers allow us to offer comprehensive programs that provide essential coverage—ensuring protection from unexpected risks at competitive rates. Plus, you can count on exceptional service from our very first interaction through ongoing customer support.

Exceptional Service Experience

  • Current plan review and consultation
  • Exposure identification and analysis
  • Coverage and cost analysis
  • Loss control services
  • In-house claims advocacy services
  • White-glove customer service experience
  • Direct access to your association’s insurance team

Association Clients We Help

  • Medical/dental associations
  • Sports leagues
  • Homeowners/ HOA
  • Commercial pet associations
  • Auto service associations
  • Trade organizations
  • Professional organizations
  • State/local chamber of congress
  • School associations

FAQ About Associations Insurance

What type of associations can benefit from insurance coverage?

Various types of associations benefit from insurance coverage, as it protects their organization, leadership, and their members. These organizations include professional associations, trade associations, membership clubs and social groups, HOAs and condo associations, and commercial pet associations. Each of these types of associations faces unique risks, such as liability claims and property damage, making the right insurance coverage an essential asset for financial protection and a worry-free operation.

What are common types of insurance coverage for associations?

Every association has unique coverage needs, but there are several key policies most associations obtain. Common types of coverage include general liability, directors and officers (D&O) liability, business interruption insurance, equipment breakdown, and cyber liability.

At World, we go beyond the basics, offering extended coverage options tailored to your association’s unique needs. Additional protections include group medical benefits, event liability, hired auto coverage, chapter liability, and individual life and disability coverage. Contact us today to explore the best coverage options to safeguard your association and to offer your members.

How much does association insurance cost?

The cost of association insurance is different for every association depending on factors such as the size of the association, as well as the association type. For example, a plan that suits a medical association likely will not be ideal for a homeowners association. At World, we tailor your insurance plan to meet your association’s specific needs, ensuring comprehensive protection against the unique risks your association faces. Connect with us today for a personalized quote and coverage plan.

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