What is High Value Home Insurance?
Standard homeowners insurance policies meet the insurance needs of many homeowners in New Jersey. Homeowners whose residences are particularly valuable, however, might need more coverage than standard homeowners policies provide. These homeowners may need high value home insurance to fully cover their house, their personal possessions and themselves.
High value homeowners insurance is designed to meet the unique insurance needs of people who own expensive houses. Most policies’ coverages have higher limits and more robust protections than the coverages found in standard homeowners policies.
What Coverages Does High Value Homeowners Insurance Provide?
New Jersey residents may be able to find many different coverages through high value home insurance policies. Exact coverages, of course, vary from policy to policy. Nevertheless, there are many common coverages that most policies either include automatically or offer as optional protections.