Key Person Insurance
Key Person insurance is life insurance on the founder or key leadership of a business. In the event that a key person unexpectedly dies, the company receives funds to help find a replacement and keep the business running during this tragic time.
Business Overhead Insurance
This insurance will help pay business overhead expenses in the event that the owner becomes disabled and the business cannot function effectively. This insurance provides monthly funds to help pay business operating expenses until the owner recovers or sells their business.
Executive Long-Term Care
We analyze the benefit levels of your executives to design smart solutions that can support their lifestyles in retirement and protect their retirement assets from being depleted due to long-term medical costs.
Long Term Disability Insurance
This coverage is designed to replace a percentage of an executives base compensation to provide long term disability support.
Executive Long-Term Care Insurance
This insurance provides benefits for aging executives who will require hands-on assistance with daily activities.
Corporate Retirement Planning
We have the capabilities to handle any group size. We are proud to help you provide stability to your employees with smart retirement planning. As a leading advocate for a more secure retirement for employees, we are focused on solutions that help improve the retirement outcome for your executives and employees.
Supplemental Executive Retirement Plans
A SERP plan is designed to strengthen a qualified retirement plan and provide future benefits to an executive in event of retirement, death, or disability.
401(K) plans are company funded retirement savings plans for employees.
Deferred Compensation Plans
Deferred compensation plans allow executives to defer compensation to a retirement plan in order to withhold paying taxes until the compensation is received.
Executive Bonus Plans
Executive Bonus Plans assist executives in saving for their personal retirement goals. With this plan, the company pays the premium on a special employee-owned life insurance policy, while treating the premiums as a tax-deductible compensation bonus to the executive.
Employee Stock Ownership Plans
These tax-advantageous plans are designed to facilitate the ownership of a company by the employees through stock options.
Non-Qualified Deferred Compensation Plans
These plans are built to mirror a 401(k) plan and provide executives additions opportunities to defer pre-tax compensation into a retirement plan.
Estate Planning and Wealth Preservation
Estate planning helps increase, preserve, and transfer personal wealth. This process safeguards an executive’s accumulated wealth during their lifetime and beyond. We work with executives to safeguard their assets and protect their beneficiaries from issues such as creditors, funeral costs, bankruptcy, divorce, and the Estate Tax itself.
How Can Businesses Get Custom Executive Benefits Solutions?
To learn more about Executive Benefits, contact us at (855) 667-4621 or complete the form to request a free consultation.