Insurance in Tinton Falls, NJ

Proudly Serving Insurance in Tinton Falls, NJ and in Many Other Cities & States Across the Nation

New Acquisition - HTK Insurance Agency

HTK Insurance Agency, A Division of World Insurance Associates LLC helps protect your personal and commercial assets. Insurance is our first language. We understand its complexities and we can help you choose coverage options that will fit your needs, lifestyle, and budget. Let our well-trained and experienced agents deliver the insurance service you seek -- you'll be glad you did.

About HTK Insurance Agency

The HTK/Hunt Traina Kennard Insurance Agency was formed in 1996 after three well-established agencies merged. The combined agency includes the former Hunt Agency, a second-generation, family-operated agency established in 1960 by James E. Hunt; the Traina Insurance Agency, founded in 1987 by John Traina; and the Kennard Insurance Agency, a third-generation, family-run firm started in 1932 by Joseph E. Kennard, Sr. The HTK Insurance Agency, now a Division of World Insurance Associates LLC, specializes in providing the best commercial and personal insurance to residents of Tinton Falls, NJ and surrounding areas.

"We are very happy to join the World Insurance team," said Glenn Kennard. Rich Hunt also stated, "We've always represented a carefully selected group of reputable insurance carriers to offer our customers, and we're looking forward to being able to provide even more options and value now that we are a part of World Insurance Associates." Read more about the agency acquisition in our press release

Affordable Personal & Commercial Insurance

When you're in the market for personal or commercial insurance, there's only one place to go -- HTK Insurance Agency, A Division of World Insurance Associates LLC in Tinton Falls, NJ. Our agents have the know-how to assess your needs and help you find a policy that suits you quickly, all while saving you money!

Personal Protection

Protect your most important assets: your family, your home, your cars, and all your valuables. As your personal insurance provider, count on us to help you create the perfect plan for your situation, lifestyle, and budget, while giving you coverage on everything from your primary residence to your vacation property, coastal properties, and so much more.

Coverage Options:

  • Coastal Property Insurance
  • Auto Insurance
  • Recreational Vehicle Insurance
  • Homeowners & Renters Insurance
  • Boat Insurance
  • Umbrella Insurance & More

Coverage for Your Business

Since no two businesses are alike, we help you tailor your commercial insurance coverage to meet your company's specific needs. Our commercial clients come from all professions and include contractors, consultants, retailers, wholesalers, restaurants, landlords, condominium associations, and manufacturers, and we will find policies for each and every one of them!

Commercial Coverage:

  • Property Insurance
  • Commercial Auto Insurance
  • Umbrella Liability
  • Liability Insurance
  • Workers Compensation

Specialty Coverage:

  • Employment Practices Liability
  • Directors' & Officers' Liability
  • Professional Liability

Life & Health

We know that it's important to protect what you treasure most: your health and that of your family. Allow us to use our wide array of resources to help you design a plan that meets your needs to protect you and yours.

Options Include:

  • Individual Insurance
  • Long-Term Care Insurance
  • Disability Income Insurance
  • Group Life Insurance

Location & Contact Information

656 Shrewsbury Avenue, Suite 200
Tinton Falls, NJ 07701

Phone: (732) 747-6400 | Fax: 732-747-6493
Hours: Monday-Friday, 9:00 a.m. to 5:00 p.m.
Service Area: Proudly serving Monmouth County and Central New Jersey


Learn a Little About Tinton Falls, NJ!


Tinton Falls, New Jersey is a borough in Monmouth County. It covers 15.6 square miles and has a population of nearly 18,000 people. It is bordered by several townships and boroughs including: Colts Neck, Eatontown, Middletown, Neptune, Ocean, Red Bank, Shrewsbury, and Wall.

Tinton Falls is named after the Tinton Manor plantation, but is also home to a large waterfall. At one time, the Tinton Falls were estimated to be about 30 feet high, but erosion has caused this height to diminish. It is still the highest waterfall in New Jersey’s coastal area. The Overlook by the Falls is a park providing trails for residents and visitors to view a variety of wildlife as well as the falls.

Ask Us Your Questions!

The borough is served by a variety of New Jersey and local roads, providing access to New York City, Newark, and Philadelphia. The Garden State Parkway and Route 66 both pass through Tinton Falls. NJ Transit also offers access to the area.


Tinton Falls, NJ was part of the area of New Jersey purchased from the Lenni Lanape Native Americans. Settlers were drawn to the area due to the falls and river providing water power and iron ore deposits. Soon after the land was purchased, James Grover opened the ironworks, one of the oldest in the nation, which became central to the growing community.

Tinton Falls was originally part of Shrewsbury Township. However in 1950, it was decided that it should be a separate borough, and was incorporated under the name New Shrewsbury. However, as a result of postal mix-ups, residents in 1975 decided to rename it to Tinton Falls, after the plantation where the original ironworks were located.

In addition to the ironworks, the river supported a grist mill and sawmill. Water power supplied the foundation of the economy for several centuries. Today, the Jersey Shore Premium Outlets, Tinton Falls Solar Farm, and Commvault systems, all call Tinton Falls home, along with its many proud residents.

Shrewsbury Township

Tinton Falls was once part of Shrewsbury Township, which was formed in 1693, and covered nearly 1,000 square miles. This large tract of land remained intact until 1750, when other townships began to break off from it. This gradual shift lasted until the development of Tinton Falls in 1950. Today it covers a mere 0.105 square miles and is the smallest municipality in New Jersey.

Let's Talk!

After the townships broke off, the remaining land was owned by the government, and called Camp Vail. This area was used to house the employees of Fort Monmouth and their families. The camp was scheduled to close after World War II, but the families instead bought the land from the government, and upheld the original charter for the town. Today it is a small residential community with a single store serving a variety of uses, and just over 1,100 residents.

Tinton Falls, New Jersey is a relatively new borough, and the last area to break off from Shrewsbury Township. With the water power generated by the river and the waterfalls, Tinton Falls has been a home to industry throughout its history. Today it welcomes shoppers to the outlets, and is a thriving residential suburban community.

We Can Help You With Your Insurance!


Personal Insurance

  • ATV
  • Auto
  • Bicycle
  • Boat
  • Car
  • Classic Car
  • Condo
  • Dental
  • Disability
  • Event
  • Flood
  • Health
  • High Value Home
  • Homeowners
  • Jet Ski
  • Life
  • Long Term Care
  • Mobile Home
  • Motorcycle
  • Personal Umbrella Policy
  • Pet
  • Renters
  • RV
  • Snowmobile
  • Wedding

Business Coverages

  • Assault & Battery
  • Bar
  • Bodily Injury Liability
  • Builders Risk
  • Business Interruption
  • Business Owners Policy
  • Catering
  • Coffee Shop
  • Commercial Auto
  • Commercial Insurance
  • Commercial Package
  • Commercial Property
  • Commercial Trucking
  • Commercial Umbrella
  • Condo Association
  • Contractors
  • Convenience Store
  • Cyber
  • Digital Liability
  • Directors and Officers
  • Dwelling Fire
  • Electrician
  • Employment Practices Liability
  • Equipment Breakdown Coverage
  • Errors and Omissions
  • Food Truck
  • Garage Liability
  • General Liability
  • Grocery Store
  • Gun Club

Business Coverages

  • Hazmat Truck
  • Home Health Care
  • Inland Marine
  • Key Man
  • Landlord
  • Landscaping
  • Liquor Bond
  • Liquor Liability
  • Long Haul Truck
  • Malpractice
  • Manufacturing
  • Microbrewery
  • Nightclub
  • Non Profit
  • Personal Injury Coverage
  • Pizzeria
  • Pollution Liability
  • Product Liability
  • Professional Liability
  • Property Damage Liability
  • Restaurant
  • Sandwich Shop
  • Small Business
  • Social Engineering
  • Start Up
  • Surety Bonds
  • Tow Truck
  • Tree Service
  • Valet
  • Workers Compensation

If you want value with professional expertise, you've come to right place.

Let's Get Started!