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Cotten Coverage Insurance Agency

Cotten Coverage Insurance Agency is now a World Company

Cotten Coverage provides property & casualty personal lines products and services, as well as commercial lines products and services to customers on Long Island. The agency was founded in 1991 by Bob Cotten and his wife Karen. Bob started in the business as an associate actuary with Allstate on Long Island in 1984.

“We know our clients and we know insurance, so our clients have the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are,” says Bob Cotten, Owner, Cotten Coverage insurance Agency. “We take great pride in the quality of service we provide for our customers, and we look forward to continuing to do so as part of WIA.”

Read more about this agency acquisition in our press release.

Providing Personal and Commercial Insurance Services


Cotten Coverage cobranded logo 2022 400x400-1

Office Address

530 Horseblock Road, Farmingville, NY 11738

Office Contact

Phone: 631-698-4776

Office Hours

Monday - Friday,  8:30 AM - 4:30 PM

Saturday, Closed
Sunday, Closed

Exceptional Support


Great place, caring and very conscious of your needs. Have been a customer for over 20 years. Would recommend Cotten to anyone. Class act business.

- Chris Hempfling


Cotten has helped us out so much. I've worked with three people there, they were all great. I've been helped by Katherine recently, and she's been awesome! She responds right away and has guided me through each step. And I've been helped by Karen for a couple of years now too, she has been nothing other than awesome, going above and beyond for me also. I'll only use Cotten Coverage, no one else!

- Danny S.