Arctic Risk Specialists is now a division of World

Arctic Risk Specialists is a Toms River, New Jersey-based commercial insurance and risk management agency dedicated to helping businesses protect their operations, employees, and long-term success. The agency is known for its personalized, client-focused approach, combining responsive service with deep industry knowledge to help organizations navigate complex insurance challenges. By taking the time to understand each client’s unique exposures and business goals, Arctic Risk Specialists delivers thoughtful guidance and coverage strategies designed to support growth, minimize risk, and provide confidence in an ever-changing business environment.

Arctic Risk Specialists provides a broad range of commercial insurance solutions, including general liability, commercial property, commercial auto, workers’ compensation, and commercial equipment floater. The agency has developed specialized expertise serving industries such as construction, contracting, snow removal and ice management, landscaping, and other businesses with unique or hard-to-place insurance needs. Through strong relationships with leading insurance carriers and a hands-on, consultative process, Arctic Risk Specialists is able to create customized insurance programs that balance protection, cost efficiency, and operational risk, helping clients remain resilient as their businesses evolve.

 

 

Providing Business Insurance Services

 

  • Business Insurance
  • Snow Removal
  • Contractors 
  • HVAC
  • Blacktop Paving
  • Manufacturing Wholesale Distributors
  • Tree Removal
  • Landscapers
  • Funeral Homes

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Arctic Risk Specialists long logo

Office Address

1415 Hooper Ave.

 

Toms River, New Jersey 08753

Office Contact

Phone: (732)-372-4348

Office Hours

Monday - Friday: 9:00 AM-5:00 PM

 

Saturday - Sunday: Closed

About This Location

Arctic Risk Specialists joined World Insurance Associates in June 2026.

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    I've been with Artic Risk for 4 years now, and I can confidently say they've exceeded my expectations in every aspect. From the initial consultation to ongoing support, their commitment to providing top-notch service and comprehensive coverage has been evident throughout. One of the standout features of Artic Risk is their personalized approach. They took the time to understand the specific needs of my business and tailored a policy that provides optimal coverage while also being mindful of my budget. Their team of experts guided me through the process, patiently addressing all my questions and concerns, ensuring I had a clear understanding of my policy. Overall, my experience with Artic Risk has been nothing short of exceptional. They combine expertise, reliability, and genuine care for their clients, making them a trusted partner for my business's insurance needs. I wholeheartedly recommend them to any business owner looking for reliable insurance coverage and outstanding service.

    - Frank H.

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    I would like to reach out to anyone who is in the market for new insurance......... The Artic Risk Group has been fantastic to work with. CHRISTIAN FAZZINI was the agent in charge of helping me and my company shop for new insurance. All I told him was I wanted the exact coverage I currently had at a lower price, I wanted to be able to reach an agent in the event that I had questions, and I wanted someone who was reliable and trustworthy. I found ALL OF THOSE QUALITIES IN CHRISTIAN AND HIS COMPANY.

    This has been a wonderful experience, and I am thrilled to be working with this group.

    - Doug C.

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