Job Loss Protection that pays the rent

Rent Guarantee for Tenants

If you are currently employed and have a valid and legal lease for a residential unit, Pensio Tenants guarantees the payment of rent to your landlord if you lose your job or become disabled and unable to work.

If we pay the rent, you do not have to pay us back!

How the Rent Guarantee Works

Step 1 - Choose Your Plan

Choose a custom plan that fits your needs. You can use the Rent Guarantee Calculator to estimate your Rent Guarantee fee.

Step 2 - Enroll Online

Enroll online in minutes. Make sure you have your landlords name and a copy of your lease ready. You should also review the following prior to enrollment:

• Lease Co-Guarantee Agreement PDF
• Lease Co-Guarantee Summary PDF
• Eligibility Summary
• Refund Policy

Step 3 - Get Rent

After 60 days, if you lose your job or become disabled and unable to work, we will pay your rent to your landlord.*

*Subject to the terms and conditions of your Lease Co-Guarantee Agreement and Summary. Coverage takes effect 60 days after enrollment has been approved. Please read the FAQ for more information.

Rent Guarantee Custom Plans and Pricing

Starting at $35 a Month

Choose your custom Rent Guarantee option based on how many months you want Pensio Tenants to guarantee and pay the rent if you lose your job or become disabled and unable to work. Based on $1,000 in monthly rent:

• 3 Month Option - Starting at $35 a month, Pensio pays up to $3,000 in rent.
• 6 Month Option - Starting at $75 a month, Pensio pays up to $6,000 in rent.
• 12 Month Option - Starting at $90 a month, Pensio pays up to $12,000 in rent.

Rent Guarantee Eligibility Summary

You May Be Eligible If:

✔ You are currently employed and working full-time.
✔ You have a legal and valid residential lease with a landlord.
✔ Your rent is current.

You May Not Be Eligible If:

❌ You have been notified of impending layoffs or that you will lose your job.
❌ You are a seasonal employee.
❌ You have a current or pre-existing disability impeding your ability to work or be employed full-time.
❌ You are not the principal tenant and guarantor of the lease and residing full-time in the unit.

No documents are required at time of enrollment. For a full list of eligibility qualifications, please visit the FAQ.

Additional Resources

• Frequently Asked Questions (FAQ's)
• Refund Policy
• Lease Co-Guarantee Agreement PDF
• Lease Co-Guarantee Summary PDF
• Client Login
• Renters Content Insurance
• To make a claim, email rentpaid@worldins.net 

If you have any questions about Pensio Tenants Rent Guarantee, you can all 888-891-0015 or email rentpaid@worldins.net.

All Pensio Tenants Lease Co-Guarantees are fully supported by a performance bond issued by Rentalis Insurance Company, Inc. Pensio Tenants is a participating member of Rentalis Insurance Company, Inc., a protected cell captive, currently 100% reinsured by reinsurers within the Lloyds London market and rated AM Best A or Better. Pensio Tenants is exclusively administered and operated in the United States by World Insurance Insurance Associates LLC.