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Self Storage Insurance

Protect and Monitor Your Facility, Plus Simplify Lien Sales

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From a risk management perspective, the self-storage industry is much more involved than simply selling storage space to consumers. Your buildings, tenants’ goods, equipment, customer data, wrongful sale liability, and even your income are all a consideration for protection. Given the various complexities, you need an insurance partner with industry expertise. We have decades of experience tailoring competitive plans and we leverage our carrier relationships to drive value for our clients.

SIMPLIFY LIEN SALES

Plus, if you are tired of wasting time on the lien sale process and staying current with state statutes, we can help with that too. Get access to a Late2Lien solution that automates the process of properly completing and sending late and lien notices to self-storage tenants. Centered on the requirements and timelines in each state's statute, the Late2Lien engine is a fully automated easy-to-use system for accurately completing each step of the process.

MONITOR YOUR ENTIRE FACILITY

Through our partnership with HowsMyStore, we can also help you monitor your entire facility and each individual storage unit to improve operational efficiency, catch problems quickly, and potentially reduce your insurance claims. Wireless monitoring sensors send real-time alerts to mobile and desktop for temperature, humidity, water leaks, occupancy, and entry status. You will have convenient access to data analytics and reporting, and you may be able to save up to 10% on your annual self-storage facility insurance premiums.

OFFER YOUR TENANTS PROTECTION

You can also give your tenants peace of mind with affordable protection for their stored goods through our partnership with StorageShield. It’s easy to implement and generates additional revenue for you while increasing your asset value. Let our experts provide a quote and answer your questions. We can help you across all of your risk management needs.

Consider Protecting Your:

  • Single-location facility
  • Multi-location facilities
  • Large real estate investment
  • Self Storage management firm
  • Ground-up and renovation projects

Protect Yourself From:

  • Blanket property damage
  • Equipment breakdown
  • Theft, vandalism, and arson
  • Flood and earthquake
  • Roof damage and/or replacement
  • Hazardous materials disposal and pollution removal
  • Lost income from business interruption
  • Compliance with ordinances and laws
  • Cyber breach and stolen data
  • Employment-related claims arising from covered infractions
  • Claims when employees suffer work-related illnesses or injuries
  • Competitor, vendor, and customer lawsuits
  • Bodily injury
  • False advertising claims, slander, or libel claims
  • Customer goods losses
  • Wrongful sale liability
  • Surprises across your entire facility

FAQ

What kind of insurance do you need for a storage facility?

There are numerous coverages that a self storage operation needs to fully protect their asset including property, liability, wrongful sale, customer goods legal, cyber and pollution. If you have employees, workers compensation and employment practices liability are also essential.

What does self storage insurance cover?

In general, self storage facility insurance covers your buildings, your own business personal property, equipment, loss of income and liability. It is necessary for a self storage facility to also purchase coverage for wrongful sale liability and customer goods legal liability. Additional coverages recommended are pollution and cyber insurance.

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