World Insurance Associates LLC, Self Storage Division
COVERAGE          ABOUT          EVENTS         QUOTE

Property Coverages

Exterior of a self storage facility

Building & Personal Property

Blanked coverage for your buildings and business personal property on a replacement cost basis. Most programs will waive coinsurance.

Technician fixing equipment at a storage facility

Equipment Breakdown

Coverage for equipment breakdown exposures including security systems, electronic gate systems, HVAC compressors, pumps, fans, and blowers, and business equipment including computers, cash registers, telecommunication systems, and photography machines.

Calculators and notebook

Business Income

Business interruption insurance helps recover lost income when your business is shut down due to a covered peril. There are many options available for an extended period of indemnity.

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Employee Dishonesty and Money & Securities

Heavy machinery clearing demolished building debris

Debris Removal

Coverage for the cost of removal of debris of covered property damaged by an insured peril.

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Ordinance or Law Coverage

Coverage for the increased cost to upgrade to current building codes after a loss.

Outdoor Self Storage Sign

Outdoor Signs

Sandbags in front of a self storage unit


Cracked pavement


Liability Coverages

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General Liability

Protects a business against liability claims for bodily injury and property damage arising out of your premise and business operations. Multiple limit options are available.

Lockout of a self storage unit

Sale & Disposal Liability

Coverage for claims against the insured for negligent acts arising from the lockout, sale, removal, or disposal of customers' property when reclaiming rented space for which rental or other charges are delinquent or unpaid. Includes defense costs.

Cardboard box with a Fragile sticker

Customer Goods Legal Liability

Coverage against loss or damage to customers' personal property for which the insured may become legally liable, including property stored in the open. Includes defense costs.

Lock next to a globe

Cyber Liability

Coverage provides a variety of assistance to insureds pertaining to a wide range of possible cyber attacks and data breaches, such as electronic theft or hacking.

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Employment Practices Liability

Liability insurance covering the wrongful acts arising from the employment process; including, but not limited to, wrongful termination, discrimination, and sexual harassment. Third party coverage available.

Man spraying solution on mold in a torn apart ceiling

Pollution Liability

There are many pollution options available for a self storage facility operator. Let us walk you through the available coverages.

Additional Coverages Available:

  • Workers Compensation
  • Auto Insurance


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