Insurance Solutions for Self Storage Facility Owners and Operators

Owners and operators of storage facilities face unique risks. We have a comprehensive commercial insurance program designed specifically for the unique needs of your self storage facility.

  • Expertise in Development Projects, Ground Up, and Renovations
  • Competitive Builder's Risk Rates
  • Owner's-Interest or Project Specific Liability Insurance Policies Available

We begin with a detailed analysis of your property and liability exposures. Then we align your facility with our national and regional programs and are able to find the option with the most comprehensive coverage and competitive pricing for your facility.

  • Converted building? No problem!
  • Unfenced facility? No problem!
  • Coastal wind exposure? No problem!

Our commercial insurance programs include the following coverages:

  • Customer Good's Liability - broad form coverage protecting you from legal liability for loss or damage to customers' personal property, including property stored in the open. Includes defense and court costs.
  • Sale & Disposal Legal Liability - broad form coverage for claims against you for negligent acts arising from the sale, removal, and disposal of customer property when reclaiming rent space, for which rental or other charges are delinquent or unpaid.
  • Pollution Removal - coverage for the cost to remove pollutants from a storage unit required by statutory authority.

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Inside a self storage facility

Coverage Highlights:

In addition to the specialized self storage coverages, our policies include higher limits than the standard insurance policy.
  • Replacement Cost Blanket Property
  • Business Income Actual Loss Sustained
  • Medical Payments
  • Computer Media
  • Employee Dishonesty
  • Accounts Receivable
  • Ordinance or Law
  • Debris Removal
  • Employee's Property
  • Signs
  • Fences, Walks, Roads, Paved Surfaces
  • Hired & Non-owned Auto Liability
  • Fire Department Service Charge
  • Glass
  • Lawns, Outdoor Trees, Shrubs
  • Money, Checks, Money Orders
  • Newly Acquired Property
  • Sinkhole Collapse (for Florida facilities)

Protect Your Business

 

Exclusive Cyber Liability Program

Cyber attacks are prevalent today. Let us protect your business with our cyber liability policy:

  • Security Breach Liability
  • Expense Coverage
  • Access to 24-hour Breach Response Firm
  • Loss of Income Coverage

How Can Businesses Get Self Storage Facility Insurance?

For help finding the right insurance for your self storage facility, contact the specialized and independent insurance agents at World Insurance Associates. Our agents have helped many other self storage facility owners find the right insurance, and we have the expertise needed to help your business.

Self Storage Association - Participate. Learn. Benefit. Succeed.          2021 Five-Star Sponsor NeSSA - Northeast Self Storage Association. Connecticut, Massachusetts, Rhode Island

 

Meet Your Storage Insurance
Program Manager

Jessica Lamoureux, CISR

Jessica is a Principal of World Insurance Associates LLC and works with small business owners to determine the best value for their premium dollar. Her focus for the last eight years has been in the self storage industry as the Program Manager of World's Self Storage Division.

Jessica's goal is to develop insurance portfolios that protect the assets of facility owners by finding a balance between the broadest coverage at the most competitive premium available. Her clients range from single-location owners to large independent contractors throughout the United States. She focuses on the strategic relationships with key underwriting companies and synergizing that alliance to find the best fit for her clients' needs.

Call Jessica Lamoureux today at 845-279-5151 or email jessicalamoureux@worldinsurance.com.

How Can We Help You?

World Insurance is truly a partner with us in the self storage business. Their industry knowledge and level of customer service is just unmatched.  They think ahead, and proactively complement our risk strategy and implementation.

Chris Riley, Chief Operating & Financial Officer - IRE LLC

I would like to take this opportunity to express our appreciation for your company's outstanding customer service. Your staff always exhibits a high degree of professionalism and they have an excellent work ethic. They are quick to respond to requests and to provide answers whenever needed.

From our first meeting, you clearly demonstrated your dedication to making our insurance and bonding needs simple. Our confidence in your ability has allowed us to focus our attention on the other day to day aspects of our business.

It is a pleasure to work with a firm that makes our business success a priority.

We would gladly recommend your firm to anyone asking for references.

William T. Dubray, President - WD Excavation & Contracting, Inc.

We’ve been working with Jessica and her team on the City Line portfolio for a couple years and their service level in processing claims, etc. has been outstanding.  They’ve also been able to insure the trucks, vehicles, and other equipment for some of our stores, too.   

Alyssa Quill, CEO - Storage Asset Management

Excellent service and always helpful! I have used and continue to use World Insurance for all my insurance needs. They are customer oriented and always there to service you whenever you have a question or just need direction. Pricing is very competitive. Highly recommended!

Ronnie Marino, New York

If you want value with professional expertise, you've come to right place.
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World Insurance Associates LLC

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World Insurance Associates LLC

656 Shrewsbury Ave
Suite 200
Tinton Falls, NJ 07701
(732) 380-0900

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© 2021 World Insurance Associates LLC

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.

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