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INSIGHTS

Alerts

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Third Quarter 2026 Compliance Reminder for Group Health Plan Sponsors

ACA Affordability Percentage Will Rise to 10.22% for 2027 (Applicable to Employers With 50 or More Full-Time Employees or the Equivalent)

Trump Account Contribution Programs Generally Do Not Create ERISA Plans

2027 Adjusted Limits for HSAs, HDHPs, DPCSA, & Excepted Benefit HRAs

IRS Announces 2027 ACA Pay-or-Play Penalties

Compliance Alert: Upcoming Deadline - Prescription Drug Data Collection (RxDC) Reporting

Class Action Attorneys Discover Voluntary Benefits — Now What?

2026 Compliance Calendar

Medicare Part D and Creditable Coverage – 2025

ACA Adjustments - IRS Announces Changes to Affordability, Premium Credit and Penalties for 2026

Trump Administration Agencies Announce Pause to NQTL Enforcement

Key Health Plan Reminders for Employers: June, July, and August 2025

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World Insurance, as your licensed insurance broker, will confer with or advise you on the terms or conditions of insurance contracts, negotiate with insurance carriers and insurance providers on your behalf, and to obtain insurance coverages as requested. Our compensation for placement of insurance coverage, unless otherwise specifically negotiated and agreed to with our client, is customarily based on commission calculated as a percentage of the premium collected by the insurer and is paid to us by the insurer. We may also receive from insurers and insurance intermediaries (which may include World Insurance affiliated companies) additional compensation (monetary and non-monetary) based in whole or in part on the insurance contract we sell, which is contingent on volume of business and/or profitability of insurance contracts we supply to them and/or other factors pursuant to agreements we may have with them relating to all or part of the business we place with those insurers or through those intermediaries. Some of these agreements with insurers and/or intermediaries include financial incentives for World Insurance to grow its business or otherwise strengthen the distribution relationship with the insurer or intermediary. Such agreements may be in effect with one or more of the insurers with whom your insurance is placed, or with the insurance intermediary we use to place your insurance. You may obtain information about the nature and source of such compensation expected to be received by us, and, if applicable, compensation expected to be received on any alternative quotes pertinent to your placement upon your request.

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