PROTECT YOUR MOST VALUABLE ASSETS

Custom insurance solutions for affluent families.

READY FOR A PERSONAL RISK ANALYSIS?

Enjoy peace of mind knowing you have the right protection should you need it.

Luxury yacht covered by high net worth insurance

ARE YOU ADEQUATELY PROTECTING YOUR ASSETS?

We help our successful clients protect their most valuable assets with appropriate coverage levels from premier carriers, combined with the white-glove service and personal touch of a local professional.

CRITICAL CONSIDERATIONS

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2022 MARKET TO REBUILD

ARE YOU COVERED FOR TODAY’S MARKET?
The cost to replace all or part of your home has substantially increased and not all insurance policies are created equal.

There are key coverages you should consider for your high-end home to keep up with today’s insane market, just in case.

Our experts will make sure you have:

  • True replacement cost
  • Large deductible waiver
  • Ability to choose your own contractor or decorator
  • Cash-out option should you not want to rebuild
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FLOOD VS. WATER DAMAGE

ARE YOU COVERED FOR BOTH?
When it comes to your insurance policy, there is a big difference between “water damage” and damage from a flood.

Considering 85 percent of homeowner losses are water related, we can help make sure your high-end home has all variables covered.

Our homeowner policies cover:

  • Water damage AND floods
  • Fire, smoke, or vandalism
  • Reconstruction costs
  • Living expenses if displaced
  • Personal injury and property damage
  • Personal property damage, loss, or theft
  • Replacement cost of lost items
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CYBER THREATS

ARE YOU COVERED IF YOU GET HACKED?
Protecting yourself from cyber threats is a real consideration, especially if your kids are on the internet—even while away at college.

Cyber insurance is relatively inexpensive compared to the cost of fixing a breach. If your affluent lifestyle puts you at risk for extortion, fraud, or data breaches, then we can help.

Our cyber insurance policies cover:

  • Identity restoration
  • Attorney fees
  • Forensics costs
  • Regulatory fines and penalties
  • Data restoration expenses
  • Media communications

WHO NEEDS HIGH NET WORTH INSURANCE?

If you own multiple homes, cars, and watercrafts, engage in high-risk hobbies, sit on nonprofit boards, employ domestic staff, own dogs, or have other unique lifestyle characteristics, you may be exposed to an elevated level of risk. In general, your success makes you a target for opportunistic lawsuits and your high-valued assets require specialized coverages from quality carriers.

WHY CHOOSE WORLD?

Our advisors have decades of experience customizing risk protection portfolios for our successful clients. We will conduct a comprehensive risk assessment of your unique needs and make recommendations for a solid and well-rounded program. Plus, we can work directly with you, your family office, or your personal business manager.

WE WILL TAILOR A CUSTOM PORTFOLIO FOR YOUR UNIQUE LIFESTYLE

PROTECT YOUR VALUABLES

Your valuable assets and collections come with unique risks that need to be properly protected with the right level of coverage.

  • High value and coastal homes
  • Classic and rare cars, collections
  • Motorcycles, recreational vehicles
  • Watercrafts and private aircrafts
  • Fine art, jewelry, wine, collections
  • Home contents, replacement cost
  • Flood and earthquake insurance

PROTECT YOU & YOURS

Planning for the unexpected and protecting your unique lifestyle exposures are an essential part of your overall portfolio.

  • Disability insurance
  • Health insurance, Medicare
  • Personal umbrella
  • Kidnap and ransom insurance
  • Special event insurance
  • Professional liability
  • Cyber insurance

PROTECT YOUR LEGACY

Organizing your estate and planning your legacy now will ensure that everything is in order and exactly the way you want it.

  • Estate tax planning
  • Income tax reduction
  • Wealth creation, conservation, and distribution
  • Income-to-wealth transitioning
  • Planned giving strategies
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YOU CAN COUNT ON HNW EXPERTISE, QUALITY PRODUCTS, AND PERSONAL SERVICE

World is a leader in providing risk management solutions to high net worth individuals and family offices.

Industry expertise from highly experienced advisors who understand how to assess and protect HNW risks.

Large-scale resources from top insurance providers that specialize in HNW protection.

Personal and responsive service from an accessible team that personally knows you and takes your phone call.

We take pride in providing our successful clients with the high-quality products and services they deserve.

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HIGH-VALUE PROTECTION FOR YOUR HIGH-VALUED WORLD

Protect your personal and professional assets with the right level of coverage from top carriers. Our professionals can craft a quality risk management portfolio customized to your unique lifestyle.

PROTECT YOUR HIGH-END ASSETS

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High Value & Coastal Homes

Your one-of-a-kind home comes with unique risks that needs to be insured properly.

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High Value Cars & Car Collections

Whether you have one or many high value, rare, or exotic cars, the right level of protection is critical.

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Classic Cars

Protect your prized possession with insurance tailored to its unique traits and usage.

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Recreational Vehicles

Motorcycles and recreational vehicles can be a lot of fun. But even the best operator can have an accident.

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Watercrafts & Yachts

Your boat or watercraft is a valuable asset and needs to be protected on land and in water.

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Aircrafts

Your private jet and other aircrafts come with a unique set of risks requiring specialized coverage.

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Valuables

Your irreplaceable jewelry and collections require protection above your standard homeowners’ policy.

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Flood & Earthquake

Most homeowner insurance policies do not provide protection from flooding and earthquakes.

PROTECT YOUR LIFESTYLE

Personal Umbrella

Personal Umbrella

You may need an added layer of protection if you own multiple high-end assets or have unique lifestyle characteristics.

Event & Liquor Liability

Event & Liquor Liability

If you host special events at your home, protect yourself from alcohol-related incidents.

Cyber Threat Protection

Cyber Threat Protection

Cyber security is a concern if your lifestyle puts you at risk for extortion, fraud, or data breaches.

Professional Liability

Professional Liability

If you earn a living providing advice or expertise, protect yourself from potential lawsuits.

Disability Insurance

Disability Insurance

If you are a business owner, consider protecting your most valuable asset—your income.

Estate Planning

Estate Planning

Organizing your estate now ensures everything is lined up exactly the way you want it.

Business Financial Planning

Business Financial Planning

Business continuation and succession planning are important considerations for any business owner.

READY FOR A PERSONAL RISK ANALYSIS?

Enjoy peace of mind knowing you have the right protection should you need it.