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LICA Health Benefit Program
A Healthcare Plan Built Exclusively for LICA Members
INSURANCE & BENEFITS FOR LICA MEMBERS
At World, our team has been specializing in Insurance solutions for land improvement contractors for more than 30 years. We partner with carriers to offer products tailored to meet the needs of the LICA community.
Our deep carrier relationships allow us to provide you with the most comprehensive coverages available at the most competitive rates and terms.
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Learn more about our exclusive health plan
LICA Health Benefits Program Features
Dental, Vision, Life, Disability, Accident coverage options available
Various plan designs that simplify the process of finding the ideal fit for your business.
Cost savings of level-funding, without added risk
Benefit plans meet minimal essential coverage as mandated by the Affordable Care Act
An experienced, trusted team ready to provide expertise before and after you’ve chosen your plan
THE WORLD DIFFERENCE
Our advisors understand the unique exposures associated with your business. We ensure you have a program specific to your needs and budget.
- Exposure identification and analysis
- Coverage and cost analysis
- Multiple A+ rated carriers in all 50 states
- Loss control services and safety training
- In-house claims advocacy plus 24-hour hotline
- Online certificate printing and policy summaries
- Direct access to your personal advisor
COMMERICAL INSURANCE & BONDS
- Specialized commercial property
- General liability, excess, and umbrella
- Commercial auto and trucking; inland marine
- Equipment breakdown
- Contractors’ pollution liability (upset/overturn)
- Contractors’ Errors & Omissions liability
- Management liability (Crime, EPLI, Fiduciary)
- Cyber liability
- Workers’ compensation
SURETY & FIDELITY BONDS
- $1,000 to $500 million licensed in all 50 states
- A.M. Best “A” rated, U.S. Treasury-listed sureties
- Bid, performance, payment, maintenance, and completion, license/permit, court, probate
401(k) RETIREMENT PLANS
- Exclusive Multiple Employer Aggregation Program (MEAP)
- Reduced administrative costs
- Attract and retain key employees
- Outsource complicated administrative duties
- Fiduciary protection for trustees (DOL/IRS)
- Education support for participants
- Fortune 100 partner: Lincoln Financial
GROUP HEALTH PLANS
- Competitive rates
- Two participants minimum
- Multiple plan design options
- Multiple provider networks in all 50 states
- Dental and vision plans available
- Supplemental benefits available
PAYROLL & HR SOLUTIONS
- Exclusive discounted member pricing
- Payroll and tax administration
- Integration with workers’ compensation
- Time & attendance, helps control labor costs
- Reduce HR administration tasks
- Industry leading HR technology
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